Can Zigong Bank accept it?

It is acceptable, but it needs to bear certain risks, and it is not foolproof. Bank acceptance bill is a kind of loan that an enterprise borrows from another company because of its lack of credibility. Enterprises make acceptance bills, which are sent directly by banks after maturity. Pay what you owe each other. Bank acceptance bills are more risky than commercial bills. Acceptance of bills of exchange is less risky, but there are also some risks. When accepting the acceptance bill of Zigong Bank, the risks can be considered comprehensively.

Those bank acceptance bills cannot be accepted.

1. There are serious stains on the ticket face, resulting in some handwriting on the ticket face, and the signature cannot be clearly recognized;

2. The surface of the bill is damaged or torn;

3. The handwriting on the face of the bill is not clear enough or altered;

4. The bill face item is incomplete;

5. The face value of the bill is inconsistent;

6. The endorser's signature is unclear;

7. Stamp the endorser's signature outside the endorsement column;

8. The name of the endorsee in the column of endorsee is wrongly written, altered or unwritten;

9. Discontinuous endorsement: the signature of the endorsee is inconsistent with the name or signature of the previous endorsee;

10. In the case of continuous endorsement transfer, the date filling does not conform to the logical relationship before and after, such as the post-endorsement date is earlier than the pre-endorsement date;

1 1. The cycling stamp overlaps with the signature of the previous endorser;

12. The signatures of the bill payee and the first endorser are inconsistent;

13. The signature of the drawer is inconsistent with the name of the drawer;

14. The acceptance period is more than 6 months;

15. The date of issue and the date of maturity of the bill are not written or standardized; 16. There is no uniform format for the bank's paste sheet;

17. The seal at the joint between the bill of exchange and the sticker is unclear;

18. The joint position of the bill and the self-adhesive label is wrong. The correct way is to punch the joint through the center of the joint seal.

2. 1. Bank acceptance bill is a commercial bill. It means that a depositor opens a deposit account in an accepting bank, applies to the opening bank and is accepted by the opening bank, and guarantees to unconditionally pay a certain amount of bills to the payee or holder on the specified date. Accepting a commercial bill issued by the drawer is the credit support given by the bank based on the recognition of the drawer's credit. Bank acceptance bills are sold at a discount. The main investors of bank acceptance bills are money markets, mutual funds and municipal entities. Its characteristics are: good credit, strong acceptability and high flexibility, which effectively saves the capital cost. Financing commercial transactions with bank acceptance bills is called acceptance financing.

2. Definition ① A bank acceptance bill is a deferred payment bill issued by the payer on behalf of the bank, and the bank has the obligation to pay it at sight at maturity. The longest term of a bill is six months, and it can be endorsed and transferred within the term of the bill. Because of the bank guarantee, the bank has certain requirements for the units entrusted to issue bank acceptance bills. Under normal circumstances, the enterprise is required to deposit a deposit equal to the amount of the bill until the bill expires. Some enterprises deposit a deposit of 10% of the bill amount with the bank, but the bank must use the bank acceptance bill to give credit to the enterprise and use the credit line within the credit line. Without bank credit, there is no qualification to issue bank acceptance bills.

② Commercial bills are divided into commercial acceptance bills and bank acceptance bills. Bank acceptance draft in triplicate. The first copy is a card, which is retained by the accepting bank as the base card; Second, when the payee's bank collects the ticket from the accepting bank, it will be used as an inter-bank current account for paying the summons; The third copy is the stub copy, and the issuing unit shall prepare relevant vouchers.