Huizhou Dafu Garden was bought by mortgage. Can I make a mortgage? How to calculate tax on new house transactions?

Hello, I am glad to answer your question about Fidelity Garden Community.

Fidelity Garden is a house bought by mortgage, which can be handled by a loan company. Because if the house bought in Fidelity Garden is mortgaged in the bank, the bank will not accept the second mortgage. Only after the house bought in Fidelity Garden is mortgaged, can the second mortgage be handled again.

Fidelity Garden new house transaction tax includes deed tax, maintenance fund and property management fee. Deed tax of Fidelity Garden: the deed tax to be paid for the purchase of new houses is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the ordinary commercial houses are halved, that is, 1.5-2.5%. Fidelity Garden Maintenance Fund: charged by multiplying the construction area by a certain amount. Fidelity Garden property management fee: paid after the house is delivered, and the specific grade rate is implemented according to the regulations of the local price department.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!