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Apartment, monthly payment of 5500, how much interest?
The answer to this question depends on the term, interest rate and repayment method of your loan. To know the monthly interest, you first need to know your loan term, interest rate and repayment method.
2. What is the interest rate of the apartment loan?
The interest rate of apartment loan depends on the regulations of the lending bank, and the interest rate of different business types will be different; Moreover, the loan interest rate will also depend on the lender's credit status, guarantee methods and other factors. It also depends on whether the apartment is commercial or residential. If it is business, the loan interest rate will rise by 25%.
At present, the benchmark loan interest rate of the central bank is 0-6 months annual interest rate: 4.35%; 6 months-1 annual interest rate: 4.35%; Annual interest rate1-3: 4.75%; 3-5 years (annual interest rate: 4.75%; Annual interest rate for 5-30 years: 4.90%.
What are the advantages of the apartment?
1, small and warm, suitable for two people.
The area of the apartment is relatively small, but compared with the large apartment, it is more fashionable and warm, suitable for the world of two people. And a small house is more convenient to clean.
2. Although the sparrow is small, it has all aspects.
Although the apartment area is small, it is fully functional. Although it is relatively compact, it is cost-effective for singles.
3, the surrounding environment is good, and the work life is correct.
The surrounding environment of the apartment is good, the living facilities are abundant, and life, shopping, catering and entertainment are all available, which is not only convenient, but also has a higher quality of life.
4, more personalized property management, safe and thoughtful.
The property management of apartments is more formal, and the supporting facilities will be better than commercial houses, such as intelligent security services and funny housekeeping services, which are beyond the reach of ordinary houses.
5. Appropriate rent
Apartments are easier to rent, because many young people will choose this type of apartment now, which is cheaper than large ones, with better working and business environment and higher cost performance.
6. Save money, be cheap and invest less.
Nowadays, house prices are rising rapidly, which is not affordable for everyone, and most of them are far away from the city center. Although the price per square meter of the apartment is higher, the total price is cheaper than that of the large apartment, and the burden is naturally small.
3. How much is Xinfeng Heyuan per square meter?
1 Xinfeng Heyuan price per square meter 12000 yuan or so.
Xinfeng Heyuan is a high-grade residential area in Chaoyang District, Beijing. Located in the bustling urban area, the living environment is beautiful. Known as the "oasis" in hutong.
At the same time, the internal environment of the community is extremely comfortable and the property service is excellent.
So the price is more expensive.
Xinfeng Heyuan, as a high-quality residential project, is not only a simple house, but also a living concept and way.
This is an ideal place for people looking for a quiet oasis in the city.
Therefore, although the land price per unit area is expensive, its investment value and quality of life are guaranteed and there is a market prospect.
4. The monthly income is 5500 yuan, how much is the monthly mortgage?
It is recommended to repay 2500 yuan per month.
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