What do you need to pay for buying a second-hand house in Changsha?

To buy a second-hand house in Changsha, in addition to the price of the house itself, you also need to pay the following taxes and fees:

1. If the property is less than two years old, the value-added tax and additional tax shall be paid at 5.3% of the total amount. For more than two years, the value-added tax shall be exempted and paid by the seller.

2. Personal income tax shall be paid according to 20% of the income from property transfer or 2% of the approved levy. Personal income tax shall be exempted if the family owns the only living room for more than 5 years, and shall be paid by the seller.

3. Deed tax: the area within 90% of the first suite is 1% of the total transaction amount, and the area above 90+0.5% of the second suite is 4%, which shall be paid by the buyer.

note:

1. If an individual purchases a commercial house, the date of issuance of the obtained property right certificate or deed tax payment certificate (whichever comes first) shall be the time of purchase.

2. Free donations to individuals of immediate family members refer to free donations to spouses, parents, children, grandparents, grandchildren, brothers and sisters, or dependents who have direct support or maintenance obligations. , determined by taxable value through evaluation. Free gifts from other units and individuals are regarded as sales.

3. If the land value-added tax is calculated by the difference between the declared value-added tax and the invoice plus deduction method, the transferor shall provide the invoice obtained when purchasing the house.

The cost of buying a new house in Changsha

In addition to paying down payment and loan, you also need to pay deed tax, maintenance fund and new house property fee.

New house tax: At present, the deed tax of new house is 65438+ 0.5% for the first suite and 4% for the second suite, regardless of the area.

The new house also has the following expenses: real estate registration fee of 80 yuan/household, mortgage registration fee of 80 yuan/household (mortgage customer), lawyer entrustment fee of 200 yuan/household (mortgage customer), and each additional certificate fee of 10 yuan; Maintenance fund (at its own expense): 120 yuan/_, residential fine decoration: 1 10 yuan/_;

What aspects should I pay attention to when buying a second-hand house?

1. The house purchased is still under lease.

If you find that the house is still under lease when you go to see the house, because according to the law, the lessee enjoys the preemptive right, so if you want to buy it at this time, you need the lessee to issue a written promise of "giving up the preemptive right under the same conditions". In other words, when buying this kind of house, please pay attention to get the preemptive right under the same conditions.

2. The verification of housing property rights depends on whether there are multiple property owners.

Before you have the intention to buy a house, you must verify the property right of the house, because according to the regulations, the house sales contract can only take effect if all the property owners sign it. Here is an example to illustrate:

The house is registered in the names of both husband and wife, but only one party shows it and signs it. However, in the process of transfer, due to the rising house price, the seller reneged, and the husband and wife sang a double reed and sued without knowing it, demanding that the contract be invalidated. Then you will find trouble for the buyer at this time. Therefore, in order to avoid these troubles in the future, it is necessary to confirm that all property owners are present when signing the contract.

In addition, there is another case where the lessee uses false certificates to sign a sales contract with the buyer. Therefore, buyers must check the authenticity of the owner when buying a house, and don't empty the house and money.