If the house price rises again, don't buy these four houses!

The skyrocketing housing prices have wiped out many people's struggle for a year. ...

Even the annual income of a family is not as good as the annual increase of a house. Under the "intimidation and inducement" of soaring high housing prices, many property buyers are forced to pay attention to some deformed commercial housing or low-priced commercial housing.

However, if house prices rise again, not all houses can be bought. Just need to say it again, these four kinds of houses: resettlement houses, affordable houses, internal houses, and the only small property right houses of small developers, it is recommended not to touch them.

Why not recommend these four houses?

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Resettlement house

As the name implies, the resettlement house is a house built to resettle the relocated households, not a formal commercial house.

When buying a resettlement house, you may encounter the following problems:

1, which needs to be purchased in full.

Although the unit price per square meter is very low, the total price is several hundred thousand, which is no easier than buying commercial housing. We should know that at this stage, the down payment for commercial housing is only 20%, and the interest rate can be discounted.

2. Can I check in on time after buying it?

Due to various reasons, such as procedures, contractors, funds, etc. Many resettlement areas are not delivered on time, which is far from the actual situation. Take the former Baimiao resettlement area as an example, it has been delayed for several years, and the losses caused by years of unfinished and delayed delivery are often not compensated.

3. Can I board the plane safely?

The resettlement population corresponding to the resettlement house is the residents who have been demolished, and the resettlement house purchased by agreement transfer does not frame the property owner like the commercial housing contract.

If the seller goes back on his word and does not assist in handling the real estate license, it will be very troublesome. There are similar cases all over the country, which are finally solved through court proceedings, which is time-consuming and laborious. There has even been a situation of one room and two sales.

Purchase agreement of a project

4. Real estate license is difficult, and it is difficult for children to go to school.

Because it is not a formal commercial house, it will be relatively complicated to handle the real estate license. Few projects can be certified within one year. Many resettlement houses can only apply for real estate licenses for 3-5 years or even more because of land procedures. At this stage, you cannot settle down and enjoy the treatment of local residents. If you have children, you must go to school as a foreign student. In addition to the difficulty of admission, you also need to pay a high "sponsorship fee".

5. The standard building level is low.

Cardboard doors, mini doors, mini windows, cottage elevators, all kinds of inferior building materials and wonderful designs may appear in resettlement houses, and wall cracks and hollowing are common. A large number of parking spaces on the ground, as well as filling the community with holly, reduce the cost of greening. Even after the delivery of the resettlement house that someone bought before, the three rooms became two rooms, and one room was missing out of thin air.

6. Bad life experience

Due to different habits, it is generally difficult for resettlement houses to introduce formal third-party properties. Many resettlement communities are led by village committees to set up properties. They originally became monks halfway. In addition, some people have no habit of paying property fees. The overall property management level of the community is much lower than that of commercial housing. For residential areas with better location and higher rent, many villagers choose to rent several houses by room, and the tenants are uneven. Just like the villages in the city, graffiti and littering have become stinking.

Purchase agreement of a project

Summary: Usually, you can't get an account, you can't pay the mortgage, you can't pay the mortgage in the future, and there is no appreciation.

02

High-priced transfer of affordable housing

There are also some friends who choose affordable housing through formal channels. Although their living experience may be a little worse, it is still worth buying on the whole. After all, the procedures are safe and the price is low. Here, I mainly talk about some affordable housing with higher prices on the market.

Compared with the resettlement housing, the affordable housing transferred by others has many similarities. For example, the original housing procedures are in the name of the original owner, and it is necessary to purchase resettlement houses through agreements, and it will take several years to trade and transfer. Relatively speaking, the risk of affordable housing is not less than that of resettlement housing, and the construction standard is not stronger than that of resettlement housing.

A project was originally called 16 delivery at the end of the year, and recently it was also called 17 delivery in the second half of the year.

Take the affordable housing district where the army directly transferred cadres in a province as an example. 20 13, after the owner paid the house payment ranging from10-200,000, the house stopped working and has not been delivered so far.

The picture below shows the current situation of the community. You can see that the windows are still ivory plastic steel windows a few years ago. The ground is barren and does not have the conditions for delivery.

03

Unreliable internal procurement

There are many kinds of internal purchases, such as unit-oriented projects, group purchases organized by units and internal purchases in which developers withdraw funds in advance, but almost all types of internal purchases are accompanied by risks, without exception.

The following are examples at the textbook level. In the early stage, not only ordinary customers, but also nearby civil servants participated in the group purchase of the project in the name of the unit. As a result, it became a land king and the project disappeared. ?

If the in-house purchase encounters problems such as the break of the developer's capital chain and land grabbing, it is unpredictable whether the house payment paid in full in the previous period can be returned, and there will be no interest subsidy. Even if there is interest, this interest is almost a drop in the bucket compared with the appreciation amount brought by the normal delivery and purchase of houses with this fund.

04

Small developer

We often see some news that there is no hope of handing over the house, which leads to the owners' rights protection. The kind that meets the first floor and the second floor are basically small developers.

Of course, any good developer is doing it step by step from scratch, and we don't deny that some small developers can also make excellent products, but the house has been our home for several years, and I don't think it is necessary to be an experiment when I know that the risks outweigh the benefits.

How to judge whether the house you want to buy is a small developer: if you can't find any previous projects or news of the developer on the Internet, there is a great probability.

In today's hot housing market, different people have different choices for a suite. When encountering these four types of unreliable houses, it is still recommended to stay away.

(The above answers were published on 20 17-05- 19. Please refer to the current actual purchase policy. )

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