Which banks can make mortgage loans for mortgage houses?

1. Which banks can provide mortgage loans for mortgage houses?

Hello, apart from Bank of Communications and Bank of China, there are few real estate mortgage loans. Most other banks can provide mortgage loans, such as China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank, Chongqing Rural Commercial Bank and China Postal Savings Bank. However, major banks have different requirements on the conditions, execution interest rate and loan life of real estate mortgage loans, so they should consider their own suitable loan varieties and repayment pressure when choosing loans. Mao Sen Guarantee is an institution that cooperates directly with banks. Hope to adopt. Thank you.

Second, the house was mortgaged at CCB. Is it okay to borrow money from other banks now?

In this case, as long as you have a good credit report and repay on time every month, you can get a loan, you can choose to make a real estate loan, you can also make a safe monthly payment, and you can borrow again!

3. Which bank can handle the second mortgage loan?

There are many banks that can handle the second mortgage loan, such as Bank of China, Industrial and Commercial Bank of China and China Construction Bank. There are many ways to lend money, and there are many credible loan platforms, so lending is faster. For example, Moerlong, the platform does not mortgage housing loans, and it can lend money as soon as 1 day, and apartment stores can also apply. No car loan, 2 hours at the earliest. Recommended choice!

The second mortgage of the mortgaged house shall meet the following requirements:

1, the house must be an existing house, and it is a house or commercial house with great market development potential;

2. Real estate has surplus value and clear property rights;

3. The borrower has a stable source of economic income and sufficient repayment ability;

4. Personal credit is good and there is no interest default.

It should be noted that the amount that can be realized by the second mortgage of the mortgaged house is generally: house value × mortgage rate-original loan principal balance. Among them, the mortgage rate of housing mortgage secondary loans is usually not more than 70%, while the mortgage rate of commercial housing secondary loans is generally not more than 50%.

Fourth, which banks can make mortgage loans?

Except for Bank of Communications and Bank of China, there are few mortgages, and most other banks can make mortgages.

For example: China Construction Bank, Industrial and Commercial Bank, Agricultural Bank, Chongqing Rural Commercial Bank, China Postal Savings Bank, etc.

However, major banks have different requirements on the conditions, execution interest rate and loan life of real estate mortgage loans, so they should consider their own suitable loan varieties and repayment pressure when choosing loans.

Mao Sen Guarantee is an institution that cooperates directly with banks.