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Responsibilities of property quality supervisor: payment method for house purchase
Responsibilities of property quality supervisor
The main responsibility of the property quality supervisor is to manage, repair, maintain, receive repair applications, and then guide professional maintenance personnel to work.
1, responsible for the daily operation, maintenance and technical management of the facility.
2. Arrange reception and maintenance services for customers.
3. Manage the safety, fire protection, security, cleaning and greening of the property.
4, check and guide the work of maintenance personnel
5, accounting and supervision of housing, building utilities and management fees.
Payment method of house purchase
There are many ways to pay for buying a house, as follows:
1, one-time payment
That is, both parties pay 95% of the house price within a certain period (usually about one month) after signing the house sales contract, and the remaining 5% is paid in one lump sum when handing over the house. The one-time payment procedure is simple, and the house price is high, but it takes up more funds. For faster delivery, one-time payment means taking more risks.
Precautions for lump-sum payment: At present, due to the hot real estate market, some developers require buyers to pay 100% of the house payment in one lump sum. However, it is better for buyers to leave some balance in their hands, so that they will not be too passive when handing over the house. In practice, there will be some problems in the delivery process, and keeping the balance in hand will help win the positive and gentle attitude of developers.
2. Payment by installment
Generally, after the down payment is paid, it will be paid several times with the progress of the project until it is paid in full after the delivery of the house. There are two ways: interest-free payment and low-interest installment payment. Although installment payment can reduce the financing pressure and capital risk, it is time-consuming and laborious, and you can't enjoy preferential treatment.
3. Bank mortgage loan
The so-called real estate mortgage loan is a payment method in which the bank pays the house price to the supervisor first, and then the buyers pay the loan principal and interest to the bank month by month according to the agreement. Bank mortgage loan is to let buyers really enjoy the advantages of bank financing, but the procedures are strict. At present, China adopts a combination of fixed interest rate and floating interest rate, and the interest rate of individual housing loan is fixed at one year. In the first fiscal year, the interest rate level of this year is determined according to the corresponding grade interest rate at that time. At present, bank mortgage loan is the most important way to buy commercial housing.
The above related introduction is the job responsibilities of the property quality supervisor and the payment method of house purchase. Everyone should know the payment method in the process of buying a house, because most people don't know how to pay, so there are often problems in the payment process. In fact, there are many different ways, some people will choose to pay by installments, and some property buyers will choose the full amount, with different functions and different applicable people.
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