Case study on property analysis of Mingguang Lane

1, he is right, but this is the problem of the bank. At first, it was not a mortgage. A mortgage requires collateral. This is the foundation, so it is called mortgage loan.

2. Legally, a developer must have five certificates to sell a house, so does Ms. Liu have a real estate license? If so, the state legally recognized the house as Ms. Liu's, so it gave her a real estate license. No one can guarantee the interests of the bank, because it is illegal from the beginning, not mortgage, but financing. Who knows what to say? What would Xianglong do if he didn't continue to build after borrowing money? What if there is no 15 floor in Block A? The mortgage loan can only be released after seeing his right certificate. The bank violated the rules first and had nothing to do with Ms. Liu.

Ms Liu Can mortgaged the house she bought. The premise of mortgaging and protecting her own interests is to have a real estate license, which is the basis for solving everything.