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It is imperative for housing enterprises to de-leverage. What measures will be taken?
Now the housing prices in some places are ridiculously high, and ordinary people simply can't afford it. Even if you want to buy a house, you may have to spend most of your savings. Therefore, it is more difficult for ordinary people to buy a house now than to ascend to heaven. Even if they rely on a loan of several thousand dollars a month, it may take ten or twenty years to pay it back. Therefore, the current housing prices are too high, and young people have lost their fighting spirit and are afraid to get married and have children. This is the pressure of young people now. Many people think that the state should not be in charge! In fact, the state has introduced many relevant policies to everyone, but everyone did not understand them in time, such as the deleveraging of housing enterprises.
It is imperative for housing enterprises to de-leverage. First, reduce the proportion of bank loans and let housing enterprises take on more responsibilities.
Presumably, everyone doesn't know what the leverage of real estate enterprises is. In fact, to put it bluntly, it is to give real estate enterprises a lever, which can incite the whole earth. This sentence is not in name only. You can say that in the process of real estate development, they actually spend everyone's money, more money is also the bank's money, and their own money is very small. They use various economic systems to seek more benefits for themselves, but this makes many unfinished buildings appear because the money is not theirs. The houses they built were too early to sell, which eventually led to a number of unfinished buildings. De-leveraging can minimize these phenomena. After all, high leverage often means huge risks and may also lead to financial crisis in real estate. The developed building can't be sold, and it will eventually become an unfinished building. It is the bank that loses money, not the real estate enterprise. Therefore, this highly leveraged behavior of real estate enterprises must be removed.
It is imperative for housing enterprises to de-leverage, which is also to reduce the pressure on young people.
Now there are many real estate developers who have no money to invest at all, but through various economic systems, they develop real estate from bank loans and finally get a lot of income. However, in some places, the development of real estate can not be sold at all, and in the end, it is all unfinished buildings. Even if they don't become unfinished buildings, they will be sold to others at high prices, and high housing prices have made many young people lose the direction of their future lives, and deleveraging has indirectly eased their pressure.
This is the trend of society. Even if the house price is high and the bride price is expensive, we young people will struggle, because only in this way can we survive.
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