Job Recruitment Website - Property management company - What are the conditions for purchasing Yanghe apartment with provident fund loan, and the transaction process of second-hand housing?
What are the conditions for purchasing Yanghe apartment with provident fund loan, and the transaction process of second-hand housing?
The conditions for purchasing Yanghe apartment with provident fund loan include: 1. The borrower must have an account in the city where Yanghe apartment is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied apartment of Yanghe Apartment, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase Yanghe apartment loans; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
Transaction process of second-hand house in Yanghe apartment: 1. Original registration application (provided by the acceptance window); 2. The identity certificate of the applicant; 3. The original property right certificate of Yanghe Apartment; 4. The original contract for the sale and purchase of Yanghe apartment signed online; 5. If the buyer and the seller agree to transfer the transaction settlement funds through a special account, the original certificate of custody of the transaction settlement funds of Yanghe Apartment shall be submitted; Original deed tax payment or tax reduction and exemption certificate of Yanghe apartment; 7. The house registration form and house plan on the property right certificate of Yanghe Apartment are stamped with the name of the property owner, and the number of people who buy houses for reconsideration is+1.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!
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