Can I repay the money manually in the Postal Savings Bank app?

1. Can I repay manually in the Postal Savings Bank app?

If you can manually set repayment in the Postal Savings Bank app, you can deposit the money directly to the designated place before the repayment date. The user calls the customer service hotline of the Postal Savings Bank and asks the manual customer service to provide the mortgage repayment account of the Postal Savings Bank. The user transfers the money to the mortgage repayment account of the Postal Savings Bank, and indicates the name, total mortgage amount and other information in the repayment amount. After that, there will be manual customer service to verify the repayment amount of the user. After the verification passed, the user successfully repaid the money manually. Postal savings bank mortgage can be automatically deducted. As long as the repayment amount is deposited into the bank card before the repayment date, the system will automatically initiate the deduction on the repayment date.

Operating environment: Windows7, IOS client, Postal Savings Bank 5.0.0.

① How to repay the postal savings by mobile banking?

The user calls the customer service hotline of the Postal Savings Bank and asks the manual customer service to provide the mortgage repayment account of the Postal Savings Bank. The user transfers the money to the mortgage repayment account of the Postal Savings Bank, and indicates the name, total mortgage amount and other information in the repayment amount. After that, there will be manual customer service to verify the repayment amount of the user. After the verification passed, the user successfully repaid the money manually. Postal savings bank mortgage can be automatically deducted. As long as the repayment amount is deposited into the bank card before the repayment date, the system will automatically initiate the deduction on the repayment date.

2 How to repay the online loan of the Postal Savings Bank?

The online loan repayment of Postal Savings Bank can be operated through online banking of Postal Savings Bank, mobile banking APP and other channels to support due repayment and early repayment. You can also open the automatic repayment function, bind the savings card, and let the system automatically repay. As long as the repayment account has enough funds for the system to deduct money on the repayment date. If the online loan of the Postal Savings Bank cannot be repaid, you must contact the bank staff to understand the situation and see how to solve it, otherwise the overdue will affect your personal credit.

3 What is postal savings online loan? How about online lending?

Online loans are mainly used to meet customers' daily consumption needs. The maximum loan amount is 300,000 yuan, and the loan term is generally 1-3 years. If real estate is used as collateral, it can be extended to 65,438+00 years. After the customer's credit line is approved, you only need to add the online withdrawal function in the postal savings outlets, and you can use the postal savings electronic banking (online banking, mobile banking, PAD banking, etc.). ) Withdrawal, inquiry and repayment for various consumption purposes by self-service. In other words, customers can repay loans through online banking like credit cards.

2. Which loan can be fully automatically audited online?

Loan information:

1, personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;

2. Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other relevant certificates;

3. Provide proof of stable income source: bank flow sheet, labor contract, etc.

4. Other information stipulated by the bank.

Third, you can try it if you have a mobile phone! Fully automated loan APP released!

The party basically knows that there are many mobile apps now. For borrowers, it is relatively simple to find a large number of mobile loan apps from the mobile app store. So, what are the fully automatic loan apps? Let me introduce you to several such apps.

Baidu has money to spend small loans: small loans are products that Baidu has money to spend, and the loan amount will not be large, which is often determined by the borrower's comprehensive credit situation. With the improvement of credit, the borrower's credit limit will gradually increase, which has the characteristics of high pass rate, fast arrival and flexible loan repayment. . Baidu has money to spend: Money to spend is a credit service product of Baidu. It has always had a good reputation, and the loan speed is relatively fast, which can meet the daily borrowing needs. The loan is also very convenient, the job is stable, and it will be easier to get approval if the credit is good. Interest is calculated on a daily basis, and the daily interest rate is at. The better the credit, the lower the interest rate. Comfortable flower: Comfortable flower is a product that can be recycled immediately by consumer finance companies, and it is a more reliable platform. The loan amount is between 1000-50000, which can meet the daily loan demand, and the approval and lending can be completed in three minutes. Zhaolian good loan: the age is between 23 and 60, with a stable source of income and high requirements for personal credit. Most people make a down payment of several thousand yuan. As long as they pay back on time, they can gradually increase the amount. China Post Consumer Wallet: The review speed of China Post Consumer Wallet is fast, mainly depending on the applicant's personal data and return visit. Everyone keeps their mobile phones on, and the customer service will take some users' phones for review, mainly to verify personal information and loan purposes. Generally, the results of the review will be known on the same day.