How about Shandong Jianbang Group?

Shandong Jianbang Group is a comprehensive investment group initiated by some professional technicians. Headquartered in Jinan, the Group has experienced various development formats such as trade, industry, real estate and investment. For more than ten years, it has benefited from the favorable environment for the rapid development of national macro-economy and the strong support of governments at all levels after the reform and opening up. Through the hard work and joint efforts of all staff, the Group has been accumulating, developing and growing.

The company's business scope involves energy and transportation, financial investment, real estate, cultural media, industrial investment and other fields. The company holds more than a dozen corporate companies and has established strategic partnerships with many enterprise groups and investment institutions, with strong economic strength and good development prospects.

Financial investment is also called "securities investment". An investment activity in which an economic entity purchases financial assets such as stocks and bonds with funds in order to obtain expected returns or rights and interests. Financial investment is not only a field, but also a way, which is the product of developed market economy and credit. The earliest securities investment can be traced back to Europe in the15th century. Since 1980s, securities investment has become the most basic investment mode in western developed market economy countries. When an economic entity invests in the preservation and expansion of physical assets by issuing stocks, bonds and other securities, securities buyers become financial investors. Financial assets are holders' rights and interests and creditor's rights certificates to sellers. Financial investors get returns by holding securities and sharing the profits and equity of securities sales institutions. Because financial assets make it possible to separate the ownership and management of property, it helps to concentrate idle funds in society and turn them into investment funds for substantive production. It is an important channel for mobilizing and redistributing funds, so it is the basic form of investment in developed countries.

Financial investment can be divided into several types in terms of its way, method, time and income.

Pattern division

1, direct investment

The fund supplier directly meets with the fund demander and directly finances according to the terms of the agreement. Direct financing is a financial operation mechanism with bonds and stocks as the main tools. Its characteristic is that economic units directly absorb and raise funds from the society.

2. Indirect investment

The supply and demand sides of funds do not meet directly, but indirectly finance the media through financial institutions. For example, bank deposit is a typical indirect financing method under the modern credit system, which means that the fund supplier deposits the funds in the bank, the bank concentrates the funds and lends them to the fund demander, and the bank acts as an intermediary between the supply and demand of funds.

time division

1. Long-term investment: it is an investment activity with an investment period of more than one year. For example, a time deposit of more than one year has a long repayment period; Another example is stock investment, which is a permanent and indefinite investment with no repayment period.

2. Short-term investment: it is an investment activity with an investment period of less than one year and a short repayment period. Such as demand deposits, funds can be withdrawn at any time; Another example is short-term treasury bills, which usually have a maturity of 3, 6 or 9 months.

The investment time is closely related to the nature, income, risk and liquidity of financial assets.

Natural division

The main purpose of financial investment is to obtain income, but there are many kinds of securities. Due to the different nature, duration and other factors, their income levels and payment methods are also different, which can be summarized into two categories.

1. Fixed-income investment: refers to the income that investors get from purchasing certain financial assets. Specify a certain rate of return in advance, and pay it regularly or at maturity, which will be fixed throughout the financial investment period, such as bank deposits, bonds, preferred stock investments, etc. This kind of investment is generally less risky.

2. Non-fixed income investment: refers to the income obtained by investors from purchasing a financial asset. The fixed rate of return is not determined in advance, and it is not necessarily paid on schedule, but changes with time, such as common stock investment. This kind of investment is generally risky, but it also has greater profit opportunities and higher returns.