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Can I get a refund if I buy a subscription?
What are the procedures for buying a house?
1. Determine the housing: Whether buying a new house or a second-hand house, the first process that buyers need to go through is to choose the type of house they are about to buy. When choosing a house, you should determine the house you want to buy according to your own needs through the screening of lots, prices, school districts, rail transit and other factors. In the process of housing selection, we should not only consider whether the developer is reliable, but also consider the apartment type, community quality and property qualification. The first choice of buying a house is the geographical location, the first choice is the mature supporting area, and the second choice is the house near the rail transit.
2. Pay down payment: After determining the housing, buyers usually don't sign the purchase contract immediately, but need to pay a certain down payment first. At this time, buyers should pay attention to whether to pay the down payment or not, and the down payment is legally binding. If the buyer defaults, the down payment can't be recovered, and if the developer defaults, it needs to double the down payment. The deposit is not expressly stipulated in the law, which generally means to pay a certain amount of money in advance without compensation for breach of contract.
3. Sign a house purchase contract: When paying the deposit, you can discuss the appropriate time to sign a house purchase contract. Generally speaking, when signing a house purchase contract, it is necessary to pay the house price, and buyers can choose to borrow money or buy a house in full. The purchase contract is an important proof of buying a house to protect rights. Therefore, when signing a house purchase contract, buyers should pay attention to whether there are blank clauses in the contract, whether the obligations and rights in the supplementary agreement are equivalent, whether the liability and compensation for breach of contract are clearly written, whether the delivery date and standard are clear, and whether there is a monopoly property management right.
4. Apply for a housing loan: If you are a homebuyer who chooses a loan to buy a house, you need to apply for a housing loan at this time. If you are a full-time buyer, you can ignore this step. Now most property buyers still have to buy a house through loans, which generally include provident fund loans and commercial loans. Property buyers should choose their own way according to their actual situation.
5. House inspection and delivery: After the loan formalities are completed, buyers who buy second-hand houses can conduct house inspection, but for buyers who buy faster houses, it may take some time to inspect houses. Property buyers can invite a special home inspector to inspect the house from top to bottom and from inside to outside according to relevant industry standards, including outdoor venues, roofs, basements, floors, attics, water and electricity facilities, starting heaters, air conditioners and other equipment. Finally, a written report will be given to the prospective owner.
6. Check-in: The last link in the process of buying a house is check-in, which is the happiest link for buyers. Finally, they can move into their new house (of course, the rough house needs to be renovated). After check-in, buyers should know the real estate situation in time to facilitate their future home life.
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