In Dalian, how can the "just-needed" people buy their own satisfactory housing?

Buying a house for the first time, because of limited funds, the choice is limited.

I bought a 6 1 m2 two-bedroom apartment in Malanhe, Shahekou District, with the 4th floor facing south, and a two-bedroom transport room. At that time, there were four people in the family, a son and a woman and our old couple; At that time, I had the idea of buying two and a half rooms, but due to financial pressure, I didn't think much.

Perhaps the developer saw the problem and offered to change a 72-square-meter first-floor house with two and a half rooms, without adding a penny. I was particularly moved at that time. I suddenly increased 1 1 square meter and became a two-and-a-half-room house. My son and daughter can't live in the same room when they grow up.

However, when I went to see the house, I hesitated again The house on the first floor is indeed much bigger than my house on the fourth floor, but the ground is being excavated and many pipes are exposed below. I don't know whether it is water supply, water supply or gas pipe. I think if I live in it, I will definitely encounter this situation and dig the house in a mess. What should I do?

My wife also resolutely refused to move to the first floor, because the ground on the first floor was wet, and everything at home would get wet and have white hair. She said that she already lived on the first floor.

Seeing the children grow up day by day, the sons and daughters are old and not suitable for sharing a room. A two-bedroom house is really not suitable for us. I had to put a single bed on the balcony behind the master bedroom for my daughter, which was a barely solved problem. But the balcony is very narrow, cold in winter and too hot in summer, which makes my daughter suffer. It was not until my son went to live in the unit dormitory that the problem was fundamentally solved.

I have some spare money in my hand. I bought a house for the second time, and bought a 42-square-meter small house with 1 room 1 hall 1 kitchen in Lingshui. I plan to rent it out for later use. I posted a small advertisement in the morning and rented it out in the afternoon. Moreover, the rental conditions are harsh, the lease period is as short as one year, and the rent is paid in one lump sum without bargaining.

Because there are Maritime University and Polytechnic University nearby, many students with better family conditions want to rent or share a house outside. Houses with wooden houses around here are particularly easy to rent and the rent is high. Because the house is cheap to buy, a rough calculation shows that the investment can be recovered if the house is rented 10 years or less.

But there are no such low-priced houses now. In recent years, house prices have soared, but rents have not risen much. /kloc-the house that can recover its investment within 0/0 year is definitely gone.

This house also sold very quickly. It was sold in less than a week through the intermediary company "Cape of Good Hope" and made some money.

Greedy and cheap, I bought a house for the third time and bought a 55-square-meter small property right house in Shengtai Community, Xiwa, Nanguanling. Small property houses have many obvious shortcomings:

① There is no title certificate, only the developer's internal invoice.

(2) No listing, only buyers and sellers can be found privately.

(3) The quality of residential buildings developed and built by the construction company under the commune is poor, and the kitchen and bathroom are leaking, as if it were raining in the house; The wall next to the neighbor's bathroom is yellow and no one cares.

(4) There is no property and management, and the surrounding sanitation is very poor.

⑤ When it was sold on 2065438+08, it was very difficult to sell. After several price reductions, the transaction was made at the price of 5600 yuan/flat. The housing in the adjacent "Nanling Garden" community has been sold to 15000 yuan/flat.

Through several personal experiences of buying a house, I think buying a house requires a little skill and a long-term consideration.

In Dalian, whether you just need or improve your household, you really need some methods and precautions to buy a house that satisfies you. Housing is different from ordinary commodities: first, the amount of funds needed to buy a house is relatively large. Second, the procedure of buying a house is very complicated. Third, the purchase of housing, a commodity, takes a long time and may take a lifetime.

In the past, choosing a house mainly depends on your own funds, so you can choose a house according to your repayment ability, and use provident fund loans (pay attention to not exceeding 40% of your income every month). The funds are relatively more and the scope of choosing a house is wider.

According to my experience, buying a house must first ensure that the house can meet five basic requirements:

Different families have different requirements for their own housing, such as the requirements for lots and surrounding facilities, and some need to be close to work units and convenient for work; If children go to school, they need to be closer to school; Retired people need a beautiful and quiet environment to relax and provide for their old age.

There is a saying in China that "the poor move, the rich move their graves". Frequent moving will make you poor. Since buying a house is for family members, it should be considered comprehensively and in the long run. For example, people will be introduced in three to five years; When children grow up, they have to sleep in separate rooms and so on. You can't change houses, buy houses and keep moving for these problems. It is best not to move within 20 years after buying a house.

Want to buy a house, but don't want to live for some reason, the house must be rented well and the rent is reasonable.

In this way, you won't be stuck here with a large amount of housing funds, and at least you will have some income to pay off the mortgage and something, which is also more affordable.

I originally bought a house for my family, but sometimes it didn't work out. In some special cases, when I have to sell my house, I should also buy it easily, without expecting how much profit or loss it will win.

In other words, when buying a house, the price should be reasonable and can be recognized by most people. Even if it becomes a second-hand house, it is easy to shoot if you want, and it will not fall into your own hands.

The quality of housing construction is the first essence of housing, and it is also the most difficult problem for ordinary people to grasp.

However, there is a simple and feasible way, which is to choose the real estate developed and built by well-known brand developers and large-scale housing enterprises.

The properties developed and built by large real estate enterprises and brand developers are generally of good quality and trustworthy. Such as Wanda, Vanke, Gemdale, China Resources Land, Country Garden, Yida and Fu Jia.

Don't buy a house in the outer suburbs. ② Small property houses are not for sale. (3) Don't buy military houses. 4 Don't buy a house with a large sewage company nearby. Don't buy or sell a house with incomplete procedures.

A good location not only affects the price of the house, but also may affect the future appreciation space of the house.

A good location mainly refers to the city center, the city sub-center and the city future center.

The surrounding facilities of these lots are mature: convenient transportation, dense population, dense shopping malls and supermarkets, reasonable layout of kindergartens, primary schools and middle schools, complete supply of coal, water and electricity, and convenient medical treatment in 3A hospitals and community clinics.

A good location also includes surrounding facilities, but more emphasis is placed on the location of the property.

Good locations in Dalian include Zhongshan District, Xigang District, Shahekou District, High-tech Park and Ganjingzi District (Sports New City and Ganxi Plate).

Of course, different people have different criteria for judging a good location: a person who works in a development zone is a good location for him; Looking for a quiet place to support the elderly, Lushunkou is a good place for him.

The good location mentioned here is based on the judgment criteria of most just-needed buyers.

Complete peripheral facilities mainly refer to:

* Convenient transportation: buses, subways, trams, trolleybuses and taxis travel in a variety of ways, with many stations extending in all directions, which is convenient and fast.

* Shopping malls and supermarkets are dotted: shopping is very convenient.

* Rich educational resources: kindergartens, primary schools and junior high schools have good facilities and strong teachers.

* Coal, water and electricity pipe network supporting facilities, worry-free life.

* Community clinics and tertiary hospitals are convenient for medical treatment.

For the surrounding facilities, different buyers have different emphases: some need to be close to work and convenient to go to school; Some need convenient medical treatment and can be judged according to their actual needs.

Beautiful environment, high greening rate and fresh air are related to the planning of residential areas and cities.

Low noise, no noise, no vicious accidents around.

You can experience the environment there by yourself through actual investigation and visit.

The property fee should not be too high, because it is a long and relatively large expenditure.

Whether the property service is good or not has a great influence on the environmental sanitation and greening of the community.

But this factor is not absolute, because the property service is too poor, you can change the property company.

After selecting real estate in the order of the above five requirements, you can specifically choose housing:

As an ordinary person, it is difficult to judge the quality of real estate. You can only choose the real estate developed by well-known real estate enterprises and large developers. If there is no accident, the quality of the real estate is better.

Now it is usually a high-rise building. Never choose the first floor, the top floor or the equipment floor. It is best to choose the floor above the sixth floor and choose the floor that does not block the light.

Low floor, high noise and dust; The floor is too high, in case of power failure one day, it is too difficult to go up and down the stairs.

There is no perfection, judge for yourself.

Square apartment is the best, with reasonable layout and convenient life. You can't choose a house with a strange layout and a long passage.

South is best, south to west, east to north.

1. Before signing a house, you should carefully check the relevant legal documents: intermediary business license, property completion acceptance report, construction land planning permit, state-owned land use permit, construction project construction permit, construction project planning permit, sales (pre-sale) permit and house use manual.

2. Sign the contract carefully, read the contract carefully and understand the meaning of the contract terms. If you are not sure, you can hire a lawyer to sign the contract and then send it to the relevant departments for the record.

3. When accepting the house, carefully check the quality of the house. If you do not understand, please understand.

4. Handle the transfer formalities in time, pay relevant taxes and fees, and obtain the real estate license.

Clear delivery time and breach of contract terms.

Check carefully whether there is any problem with the water and electricity, so as to avoid endless future trouble.

Error in determining the housing area: it needs to be agreed in detail, generally less than 3%.

Property fee payment and parking should be clear.