What processes and procedures must I know to sell a house?

Generally speaking, we often talk about some matters needing attention in buying a house. Of course, if someone buys a house, someone sells it. For many people who sell their houses for the first time, they may not understand this process. Let me introduce the process and procedures that must be known when selling a house.

I. Transaction Process

1. The two parties to the real estate transaction sign a tripartite intermediary contract under the facilitation of the intermediary, and then go to the Land and Resources Bureau to check the files and pay the deposit.

When the buyer and the seller sign a tripartite transaction contract under the facilitation of the intermediary, they should check the files at the Land and Resources Bureau at the same time to prevent the risks of the buyer and the seller in the transaction. In the process of real estate transaction, if there is no practice, transaction disputes are likely to occur. Therefore, file retrieval can confirm whether the owner of the transaction property is the contractor, whether the signed seller accounts for all the shares of the property, and whether it is mortgaged in the bank.

2. Pay the relevant taxes and fees for the transfer (if the building needs to be redeemed first, if the house needs to borrow from the bank, apply for a bank loan).

3. Get a new certificate (if you need a bank loan, you should go to the bank as a mortgage.

Sign a mortgage contract). 4. The bank lends money to the seller.

5, water and electricity, property management, cable TV, broadband, telephone and other handover.

Second, in the process of signing the contract, we should pay attention to the following issues:

1. If the seller has only one right, the intermediary and the buyer should find out whether the seller is married, because it is necessary to determine whether the seller has a spouse to agree to sell the house.

If the consent of the spouse is obtained, it should be signed by both husband and wife. If the spouse can't sign the contract in person, the signatory should show the spouse's personal authorization to prevent the transaction from failing due to the unauthorized transfer of marital property. 2. Pay taxes related to transfer (if you need to redeem the building, redeem it first, and if you need to borrow money from the bank to buy a house, then apply for a bank loan).

3. If the seller's property right certificate is mortgaged in the bank, it should be redeemed first, and the property right certificate can only be obtained after paying off the bank debt. At this time, the owner only owns 100% of the property and can conduct normal transactions in the Land and Resources Bureau.

3. What are the taxes and fees for selling second-hand houses?

1. business tax: if an individual sells a house that has been purchased for less than 2 years, the business tax will be levied in full; Individuals who purchase houses for more than 2 years (including 2 years) for external sales shall be exempted from business tax.

2. Stamp duty: individuals selling houses are temporarily exempt from stamp duty on property rights transfer documents, but they have to pay stamp duty on property right certificates in 5 yuan.

3. Personal income tax: income obtained by individuals from transferring their own houses that have been used for more than five years and are the only living rooms for families shall be exempted. If it is less than five years, you can provide valid documents such as the original purchase contract and invoice.

The taxable income is the balance of the transfer income after deducting the original value of the property and reasonable expenses, and the personal income tax rate is 20%. If the house is not the only one for less than five years (inclusive), and the original valid documents such as purchase contract and invoice cannot be provided, the individual income tax shall be calculated according to the approved collection rate of 2%. 4. Land value-added tax: individual housing sales are temporarily exempted from land value-added tax.

5. Urban construction tax, education surcharge and local education surcharge. With business tax.