What if the car stops downstairs and the wall falls and hits it?

The treatment method for smashing the wall downstairs is as follows:

1. If the external wall brick is still in the warranty period, the construction unit and the developer shall bear relevant responsibilities;

2. The external wall tiles pasted on the building have passed the shelf life, and the building falls off and causes damage to others. If the owner, manager and user cannot prove that they are innocent, they shall bear tort liability;

3. If the property company fails to fulfill its maintenance obligations, the residential property shall bear tort liability;

4. If the owner fails to park the vehicle as required, he should also bear part of the responsibility.

What is the scope of insurance compensation?

1, compulsory compulsory traffic insurance, compulsory liability insurance in which the insurance company compensates the victims for personal injury and property losses caused by road traffic accidents of the insured motor vehicles within the limits of liability;

2. Vehicle loss insurance, which is responsible for compensating the losses caused by natural disasters and accidents of the insured vehicle itself;

3. Third party liability insurance;

4. In case of theft and emergency rescue, if the insured vehicle is stolen or robbed as a whole, and the public security criminal investigation department at or above the county level has filed a case for verification, and the whereabouts have not been ascertained for 60 days, the insurance company shall be responsible for compensating reasonable expenses;

5. Vehicle liability insurance, which is responsible for compensating the insured vehicles for casualties caused by traffic accidents;

6. The glass is broken separately, and the glass of this vehicle is broken separately during use;

7. Self-ignition insurance refers to the reasonable expenses paid for the rescue when the vehicle catches fire during driving, causing vehicle losses;

8, scratch insurance, in the process of use, scratched by others need to repair the cost.

Laws and regulations: Article 17 of the Regulations on Property Management

The management agreement shall stipulate the use, maintenance and management of the property, the interests of the owners, the obligations that the owners should perform and the responsibilities that they should bear if they violate the management agreement.

Management regulations shall respect social morality and shall not violate laws and regulations or harm public interests.

Management regulations are binding on all owners.