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China ETC service platform is officially put into operation. What's the impact on banking?
ETC is a non-stop electronic toll collection system, that is, vehicles equipped with ETC system directly use Internet technology to settle accounts with banks in the background when passing through roads and bridges, saving the owner's time. ETC means that the vehicle stays on the road without buying a monthly ticket or charging manually, which affects the efficiency of work and travel.
It is definitely a good thing for banks, which means that funds can flow back to banks instantly and speed up the bank's capital turnover.
The relevant person in charge of the transportation department said that in order to achieve the goal of fast charging without stopping, the etc installation rate in Shanghai should strive to reach 80%. Moreover, the proportion of vehicles used at the entrance of the expressway should reach 90%. At present, the circulation of etc in China has reached 10 million. This is of course a huge market.
Now every bank has pointed out all the ways to attract customers. For example, let their employees promote ETC. For example, if you apply for ETC in China Construction Bank, you can enjoy a 15% discount. In ICBC, the toll has been reduced to 10%, while the discount rate of the Postal Savings Bank's weekend expressway is 20%.
For banks, the more people use ETC, the more funds will flow to banks. This will definitely give banks a surge and pressure. Some netizens in the bank said that their spare time is now occupied.
The launch of China ETC service means that many people can apply online directly. And installing ETC is free.
China's ETC market has a very broad prospect. Because less than 30% people in many provinces and cities install ETC. Many banks will definitely take this as their main business, and winning one more person will win a steady stream of funds!
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