The car keys are given to the security guard, and the security guard gives the keys to others to move the car. How to divide the collision responsibility?

If the driver has a driver's license that conforms to the quasi-driving model, the owner will not bear any responsibility. After the accident, the insurance company will pay compensation within the insurance company, and the excess will be borne by the actual driver. According to Article 1209 of the Civil Law, if the owner, manager and user of the leased or borrowed motor vehicle are not the same person and a traffic accident occurs, the motor vehicle user shall be liable for compensation; If the owner or manager of a motor vehicle is at fault for the damage, he shall bear the corresponding liability for compensation.

legal ground

Article 1209 of the Civil Code of People's Republic of China (PRC) * * * Tort liability when the owner, manager and user of a motor vehicle are inconsistent. If the owner, manager and user of the motor vehicle are not the same person due to leasing or borrowing, and a traffic accident causes damage, the motor vehicle user shall be liable for compensation; If the owner or manager of a motor vehicle is at fault for the damage, he shall bear the corresponding liability for compensation.