Renting a house is too uneconomical! A 70w house, the monthly rent is 2,200, the annual rent is 2.64w.70w, and the annual interest rate is 4%.

You can't compare it so simply. To consider in many ways, you should also consider the natural growth value of the house. Of course, the monetary time value of house prices and rents may also decline. Let's work out an account. In one case, you have a house and rent it out. Like you said. 1 month 2200, we still put this money in the balance treasure. Generally, the rent is 6600 once every three months, and then the maintenance cost of the house is 600, which is 6000 in a quarter. How much money do you have in ten years? 2933 18。 This is the final value of your house balance after ten years. How much is your house worth at this time? Assuming that the natural growth rate is 5, it is 1 140226 when other expenses are ignored. Your total assets in ten years. 1433544。 Another situation. You don't buy a house. 700,000 deposit balance treasure with an annual growth rate of 4%. Ten years later, 1036 17 1. You can't help buying a house. At this time, your assets can't even afford a house. Do you think this is a good deal? Because both cases need to rent a house outside, we will not consider it for the time being. Housing and other expenses. This is the result. Of course, if house prices have fallen in the past ten years, the results will be different, but as long as house prices are rising every year, even if they increase by 2%. It is not cost-effective not to buy a house or save Alipay, because it is necessary to buy a house anyway.