I would like to ask how to buy affordable housing in Beijing, what procedures need to be handled in the early stage?

Beijing's affordable housing sales policy is undergoing a major change. Yesterday, the reporter learned from the Beijing Development Office that the new method plans to designate sales targets within the scope of relocation of national key projects, relocation of Olympic construction, renovation of dilapidated houses in urban areas and relocation of cultural protection areas. The previously rumored "targeted sales" initially had a clear statement.

At the same time, the proposed policy will also modify the sales method, from the past sales by developers to government sales, implement sub-district sales, and at the same time delegate the qualification examination of buyers to the district. Compared with the original sales model of affordable housing, the adjusted sales target is more clear, while the original sales policy is aimed at low-and middle-income families with annual household income below 60,000 yuan.

It is understood that the revised sales policy of affordable housing has solicited the opinions of relevant developers. However, as the "Measures" are still in the discussion draft stage and the new measures need to be approved by the municipal government, the specific promulgation date is still uncertain.

For the revised new policy, the developers of affordable housing projects are most concerned about how to pay back the money. A developer said that the draft we have seen so far has not refined this issue. In addition, after the sales right is handed over to the government, the developer is "not sure" about the handling of weifang because he can't control the sales process. What buyers are most concerned about is that after the scope of sales is narrowed, some consumers caught between the purchase of affordable housing and commercial housing are likely to miss this kind of social welfare housing.

In response to a proposal put forward by CPPCC members to stop the construction of affordable housing, Sun Xinxin, director of the Housing Development Office of Beijing Construction Committee, said yesterday that stopping the development of affordable housing would lead to more problems, and the government must ensure a certain amount of affordable housing supply.

Sun Xinxin said that 18 issued by the State Council in 2003 clearly stated that a reasonable housing system should be established, and affordable housing is an integral part of this system. The practice of developing affordable housing in Beijing conforms to the state regulations.

Sun Xinxin said that in practical work, there have been different voices on whether to continue to develop affordable housing to solve the housing difficulties of low-income families. He believes that it is undeniable that the construction of affordable housing in Beijing has stabilized the housing market and lowered housing prices in Beijing. It provides housing for many residents in the demolition and reconstruction areas, fulfilling their housing dreams; It also solved the housing difficulties of cadres who have no housing or whose housing is not up to standard in the central organs and Beijing organs.

Sun Xinxin believes that the government must ensure a certain amount of affordable housing supply in the case of scarce land resources and high housing prices in Beijing.

"Of course, Beijing's affordable housing is not without problems. For example, the apartment is too big and has been bought by high-income people. " Sun Xinxin said that we should look at this issue from a historical perspective. Affordable housing came into being under the background of stopping welfare housing distribution in China. At that time, a proactive fiscal policy was implemented to encourage ordinary people to consume. Some affordable housing was bought by government organizations as the last welfare housing allocation. The first batch of affordable housing in Beijing was built in remote places such as Huilongguan and Tiantongyuan. At that time, the transportation and supporting facilities were still relatively backward, with low housing prices and large area.

Reportedly, in recent years, the Beijing Municipal Construction Committee has been aware of these problems in affordable housing, and constantly improve policies. In view of the problem that the income audit of buyers is not strict, Sun Xinxin said, "The Construction Committee can now pass the audit to prevent the same person from buying more than one set of affordable housing."

Sun Xinxin believes that in the case that the social credit system has not been fully established, the Project Construction Committee has no better way to publicize the qualifications of property buyers. She introduced that at present, the Construction Committee is communicating with the tax authorities, hoping to speculate on the income status of applicants by inquiring about their personal income tax payment, so as to prevent unqualified people from getting away with it.

It is difficult for Beijing to open 3 million square meters of affordable housing every year to meet the demand. Sun Xinxin said that the government should allocate these preferential housing to those who need protection most, including reconstruction households, relocated households and residents evacuated from cultural protection areas.

condition

Affordable housing is very scarce.

Some time ago, it was reported in Beijing that the building was going to be numbered, which was verified as a "Jianghu rumor"

People familiar with the real estate industry said yesterday that they had not heard of any affordable housing projects in Beijing recently. The news that some buildings will be numbered some time ago has not been verified and released, which is a "Jianghu rumor". On the other hand, the shortage of affordable housing in Beijing is obvious.

In the table of affordable housing for sale in Beijing in 2004 on various real estate websites, * * * listed 24 affordable housing projects, of which 8 were "sold out", 13 was in the state of "tail house", and only 3 were marked as "new houses", but there was no clear release time.

The Third Ring New Town, which set a "national record" for the first time in August 2003, is now in a "quiet" period. It is said that there are 2,700 houses under construction in the property, but it is not clear when the figures will be released. It is estimated that there will be news next month.

Purchase conditions of affordable housing in Beijing

In Beijing, at present, you can only buy affordable housing if you have three conditions at the same time: first, you have a Beijing urban hukou; Second, there is no housing or housing does not meet the standards; Third, the annual household income before the end of this year is below 60,000 yuan.

related news

Checking a tax-controlled house purchase is still in the research stage.

A person from the Beijing Local Taxation Bureau said that the specific measures will be announced to the public after they are determined.

In response to the statement that people who buy affordable housing will be taxed, yesterday, a relevant person from the Beijing Local Taxation Bureau said that it was not clear about this matter, and if it was confirmed, it would be announced to the public.

During the two sessions in Beijing, the person in charge of the Municipal Construction Committee once introduced that this policy is still in the research stage. The basic idea is to judge whether the annual income of buyers' families is more than 60 thousand yuan by reviewing individual taxes. However, he also said that it is very difficult to implement this policy because the domestic personal credit system has not yet been established. At present, the main means to check the purchase qualification of affordable housing is to publicize it to the public for the supervision of the whole society.

The person in charge of the Municipal Construction Committee said that this year, Beijing will regulate the buyers from tax, civil affairs, provident fund and other aspects, and at the same time increase the examination and publicity.

Last year, Beijing received nine complaints about the publicity of affordable housing, investigated and dealt with six cases, and cancelled the qualifications of buyers, but did not publish the list of fraudulent buyers. It is reported that real-name registration system will be registered this year, the list of fraudulent buyers will be published, and a social credit system will be established.

special case

380,000 yuan to buy a 70-square-meter two-bedroom apartment.

At the beginning of 2002, Mr Yan bought a two-bedroom apartment of more than 70 square meters in an affordable housing district in Cheng Nan. The selling price at that time was 5300 yuan per square meter.

"If I hadn't caught up with the demolition, I wouldn't have bought a house and I didn't have the money to buy a house." Mr. Yan said that there were many relocated households who came here to see the house at that time, so the house sold quickly.

The seller said that at that time, Mr. Yan was looking at the quasi-existing houses, most of which had been booked, leaving only some weifang. "The condition put forward by the seller at that time was that the purchase price must be paid in full in cash at one time and no one-rate loan will be accepted." Mr. Yan must pay 380,000 yuan in one lump sum.

After careful consideration, coupled with the situation that the demolition could not be relocated at that time, Mr. Yan finally accepted the conditions of the developer. He said that the seller signed a house purchase contract with him without checking his income. As a relocated household, he enjoyed a certain degree of deed tax relief.

The property fee of this community is 0.52 yuan per square meter per month, and the heating fee is 30 yuan per square meter. These two expenses add up to about 2500 yuan a year.

Mr. Yan calculated an account for the reporter. According to the age of 70 years, the monthly room rate of this house is around 450 yuan. According to the average residence period of 50 years, the monthly housing cost is about 630 yuan. Compared with the common house prices in the market, Mr. Yan thinks this price is acceptable.

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