When buying a house, what is the difference between municipal administration and village administration?

Village card is a house built on rural collective land. Without government approval, it is certainly not protected by law. Personal behavior belonging to a natural person.

Strictly speaking, rural collective land is not allowed to develop commercial housing. For property buyers, buying villagers' houses is purely a personal act, and village certificates are not protected by law. If there is a conflict between the house of the village certificate and the future government plan, you will not get any compensation because it is an illegal building. In addition, due to the illegal nature of villagers' houses, banks are generally reluctant to handle mortgage loans for them, which has great restrictions on buying houses.

At present, many village collectives and developers use the village collective land to develop commercial housing under the banner of the transformation of villages in cities, and profit from it. However, the government's formulation of laws and regulations related to the transformation of villages in cities is still not perfect, and there are loopholes in supervision. In addition, the psychology of not blaming the public for the law has also prompted many developers to exploit the "loophole" of government laws and regulations, leading to the emergence of a large number of villagers' houses. The government's helplessness in solving such problems lies in its relatively mild attitude. On the one hand, we should focus on the overall situation, take new measures to solve the problems, and constantly improve relevant laws and regulations. On the other hand, we will continue to strengthen supervision and warn and investigate individual illegal operations to make an example for others. Of course, it does not rule out that individual developers will adopt a black-box operation to allow their illegal operations to appear legally.

Can a village card be converted into a city card? Property buyers are more like gambling, and the answer is only in the minds of developers.

Of course, villagers' houses can't be bought in a complete sense. After all, low-income citizens still account for a considerable proportion. Under the background that the price of urban commercial housing is rising day by day, and low-income people can only seek fish from the wood, the emergence of villagers' houses has become a necessity in a certain sense. It has found a "reasonable" export for the potential low-and middle-income consumer market. The uncertainty of the attitude of the relevant departments also shows their contradiction and caution in dealing with this issue, so it is not impossible for villagers' houses to "turn positive". However, we must see that the current purchase of villagers' houses needs to bear certain risks and is prone to disputes. Although the transformation of villages in cities around the provincial capital is accelerating at present, objectively speaking, the planning and construction of villagers' houses have generally not gone through the legal examination and approval procedures for the transformation of villages in cities, so there are risks and disputes on the issue of transforming village certificates into city certificates.

If the village certificate can be used for the city certificate, the fees that buyers need to pay should include land use fees, deed tax, public maintenance funds and real estate registration fees. I suggest you consult the developer or relevant departments about the specific proportion of the paid amount to the total house price. Personally, the total house price after payment should not be higher than the price of ordinary commercial housing with city certificate.

In short, buy a house with a village certificate, be cautious, be cautious and help yourself!