Pay attention to these lessons when buying second-hand houses.

Advise girls who want to buy a second-hand house to do their homework.

There is something fishy about second-hand houses! !

1. When will the account be moved?

The most important thing to buy a house is to settle down. Only after the original owner's account has moved out can the new owner's account move in. Therefore, it is necessary to stipulate in the agreement when the seller will move to the account, and how much liquidated damages will be paid according to the delay time if he does not move out on time.

2. Property rights should be investigated clearly.

1. Selling a house must have "three certificates": house ownership certificate, house deed certificate and state-owned land use certificate, or immovable property certificate.

2. Check whether the property owner and the seller are consistent.

3. If there are several owners of the house, all the owners must prove that they agree to sell it, so as to avoid disputes in the future.

3. deposit, deposit, deposit

The deposit means the same as the deposit and can be refunded. Express intention, conditionally agree, and meet certain conditions, which can be converted into a part of the deposit. If the conditions cannot be met, it can be returned without interest within the agreed time.

The deposit has legal effect. If the buyer fails to perform the contract, he has no right to demand return, and if the seller fails to perform the contract, he will return it twice.

There is something fishy about second-hand houses! !

4. Who will bear the tax?

Second-hand houses generally have deed tax, personal income tax, value-added tax for less than two years, and agency fees.

Generally, the deed tax is given by the buyer, but in the housing market, all taxes and fees are agreed to the buyer. But when the market is bad, the buyer can ask the seller to bear his personal income tax and value-added tax.

5. Is the land situation clear?

The nature of land is also a point that should be paid attention to in the sale of second-hand houses. Whether it is allocation or transfer, we should also pay attention to the age of the land.

If the land use right of a house is only 40 years, and the owner has used it for more than ten years, the buyer will still calculate it according to the price of commercial housing with a land use right of 70 years in the same lot, which is not cost-effective.

6. Who is the down payment to?

The second-hand house down payment is paid to the seller, and the intermediary cannot collect it. Generally, the down payment is paid on the day of house transfer.

It is suggested that it is best to use the safe down payment method of "fund supervision" for second-hand housing transactions.

7. The purchase contract should be comprehensive.

The contract must indicate the basic information of the house, including address, house number, area, apartment type, etc. Including the authenticity of the real estate license provided by the house for sale, the size of the house, whether the house is for office, residence or other purposes, all of which need to be marked, especially the payment method, which needs to be agreed in the contract, and there can be no vague verbal agreement.

8. Is the present house for rent?

If the house is still rented, the buyer may not be able to move in in time, because in most areas of our country, it is recognized that "the sale does not break the lease", that is to say, the house sales contract cannot compete with the previously established lease contract, which is ignored by many buyers and intermediary companies in practice.

9. Settle all living expenses

This fee refers to the cost of various services for home life.

Including water, electricity, gas, telephone, television, property management, broadband, parking spaces and so on. You should check it out when you close the house.

Second-hand housing transfer process

1, signing payment

When signing a contract, we should pay attention to whether there is such information in the contract: the location of the house, the status of property rights and transaction price, the delivery time of the house, the delivery of the house, the handling of property rights, etc. Don't forget when signing the contract, let the seller take you to the real estate transaction management department to check the files and see clearly the ownership and age of the real estate.

2. Pay taxes and transfer ownership

Second-hand housing transaction taxes and fees are more complicated. If it is an ordinary commercial house, you need to prepare personal income tax, value-added tax, deed tax and property registration fee. If it is a second-hand house of other nature, you need to pay other fees. After paying taxes, both parties to the transaction can complete the registration of property right change.

3. Get a new title certificate

After completing the registration of property right change, the real estate transaction management department will give the buyer a notice of house ownership certificate, and the buyer can get the house ownership certificate with this list within the specified time. When the buyers and sellers complete the delivery of real estate and the final payment, the second-hand housing transaction is over.

These houses must not be bought!

1, you can buy the urban area instead of the outer suburbs.

2, you can buy blanks, not hardcover.

3. For the same apartment, you can buy a side household instead of a middle household.

You can buy a big market, but you can't buy a small market. You can buy a villa, but you can't buy a high-rise building.

Average return on capital in the seventh year of 6.30 years. 7. You can buy a house instead of an apartment.

8. You can buy three rooms instead of two.

9. The average capital is 20 years, and it will be repaid in the fifth year.

10, equal principal and interest for 20 years, and return in the sixth year.

1 1, with equal principal and interest of 30, which will be repaid in the eighth year.

12, you can buy north-south transparency, not pure south and pure north.

13, houses with good properties appreciate quickly.

14, you can buy an existing house but not an auction house.

15, you can buy an elevator room, but you can't buy an escalator room.

16, you can buy large property rights, but not small property rights.

17, the average capital (less interest) is not equal to the principal and interest (more interest)

18. If you don't buy a penthouse, it's hard for you to steal your life.

19, school districts, subways and supermarkets are all value-added projects.

20, you can buy low density, do not buy high volume.

2 1, which can be paid in full without mortgage (investment is another word)

22. You can buy a normal floor instead of 1, 2, 4, 14, 18, 24 and the top floor.