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"Golden September and Silver 10" is easy to make four big mistakes when buying a house.
As a property buyer, you can't just watch the excitement. Faced with a lot of real estate and various preferential information, it has become a compulsory course for buyers to practice the skill of picking gold from the sand with one hand. However, buying a house is the first time for most property buyers. In view of this, experts in buying houses come to make suggestions-four major mistakes that can't be made in buying a house, so as to avoid being deceived in the mixed property market.
Myth 1: perceptual consumption
Judging from the main groups buying houses in the current property market, most of them are born after 1980s and 1990s, and their greatest feature is their love for perceptual consumption. Compared with the quality of real estate products and the price of houses, the post-80s and post-90s may pay more attention to the concept of real estate design or the embodiment of personality, but such a concept is often prone to impulsive consumption and ignores the quality of products.
Tips: buying a house is a big expense in the family, so you must make adequate preparations before that. Determine the scope of buying a house, the acceptable price range, the size of the housing area and so on according to your actual needs. In addition, it is necessary to comprehensively consider the reputation of developers, construction progress, average price, environmental support, community service, property of the selected real estate and other factors. Avoid emotional consumption, "know yourself and know yourself" and buy a property that suits you and is cost-effective.
Mistake 2: Just look at the price.
When buying a house, the unit price is often the most concerned issue for consumers. But this does not mean that the lower the price, the better. As the saying goes, "value for money", if you pay too much attention to the price of housing, you will definitely ignore the quality of real estate, which will affect the comfort of future life.
Tips: In the same community, of course, the lower the average unit price, the higher the cost performance, but in different communities, the lower the average unit price, the worse. Generally speaking, the lower the developer's unit price, the district will be defective in some aspects. For example, remote geographical location, imperfect supporting facilities and so on. Buying a house and choosing a community, not only can not choose the community with the lowest average unit price. On the contrary, we should choose a community with an average unit price above the price.
Error 3: Denied access to the website.
When buying a house, we usually know the whole building through the advertisements of real estate developers or the introduction of property consultants. The developer's advertisement and the introduction of the property consultant are all aimed at selling the house. There is usually some exaggeration and beautification.
Tips: Therefore, on-the-spot investigation is very necessary. Not only can you get a preliminary understanding of the traffic and supporting conditions around the project, but also the service quality attitude of property management and the living environment atmosphere of the community. Only when the buyers go to the project for on-the-spot investigation in advance can they get a better understanding.
Mistake 4: The shorter the loan period, the better.
In the process of buying a house with a loan, the most troublesome thing is the loan term. People often struggle about how many years to borrow. Many people mistakenly think that the shorter the loan period, the better, because they can get rid of the repayment pressure as soon as possible. However, if we do not consider the actual situation, we are likely to bear heavy repayment pressure.
Tips: It is recommended to choose a loan with a long term. First, because the long-term monthly supply is small, it can reduce the pressure of daily life and invest limited money in exchange for more income. Second, with the continuous development of the economy, national policies will inevitably be more and more convenient and beneficial to the people, and will reduce some mortgage expenses, which will be much more cost-effective than short-term delivery.
(The above answers were published on 20 15-09- 16. Please refer to the current actual purchase policy. )
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