What is the extraction process of provident fund property fees?

At present, most employers provide employees with five insurances and one gold, and housing provident fund is one of them. This benefit has brought great help to property buyers, not only can enjoy many discounts, but also can be used for decoration. Then, what is the extraction process of provident fund property fees? What should I pay attention to when withdrawing provident fund? The following small series will take you to understand.

What is the extraction process of provident fund property fees?

First, enter official website, the local housing provident fund management center, click on the online business hall on the right side of the home page, and then enter. Secondly, select personal business, click depositor, and then select the corresponding payment method. Finally, click on the lower left corner of the page and I want to withdraw. Just choose to withdraw the property fee, and the fee will be directly transferred to the corresponding account.

Matters needing attention in drawing provident fund

1. If it is not a special case, don't withdraw the provident fund at will, because the balance in it has a great influence on the loan amount. If the balance is insufficient, the provident fund loan is likely to be unsuccessful.

2. Attention should be paid to the number of times the reserve fund is withdrawn. Generally speaking, if the individual provident fund is used to buy a house, the maximum loan amount cannot exceed 500,000, even if the husband and wife borrow separately, it will not exceed 654.38+00,000. The provident fund is only used to buy a house twice.

3. If you want to withdraw the balance of the provident fund account to buy a house, you'd better do it after the loan. Because the loan amount of the provident fund is determined according to the account balance, if the balance in the account is withdrawn in advance, the loan amount is likely to be zero.

4. Because it will take a long time to approve provident fund loans, many real estate developers will advise buyers to choose commercial loans first. In this case, buyers must insist on using provident fund loans, because it can enjoy more preferential housing policies.

Summary of the article: The above are all about the extraction process of provident fund property fees, and what should be paid attention to when extracting provident fund. I hope it will help everyone. For more information, please keep an eye on Qijia. com。