Can't buy a French auction house? CCTV exposure method shoots the trap of house auction, so be absolutely cautious before buying.

I believe everyone has a certain understanding of the legal auction house. Many people prefer the house auctioned according to law, thinking that the house auctioned according to the purchase price is relatively cheap. But when buying, you should also be cautious, consider risks and other issues, and don't cause yourself financial troubles. Can't buy a French auction house? CCTV exposure method shoots the trap of house auction, so be absolutely cautious before buying. The following is a detailed introduction of relevant knowledge for everyone.

First, I can't stay in the house?

In June this year, Ms. Shen Piaoyang successfully won an auction house located in the central city of Longgang District, Shenzhen on the Internet. Ms. Yang told reporters that the starting price of the property was 2.23 million yuan, and the market price at that time was about 3.2 million yuan. After more than 50 rounds of bidding, she won with the highest bid of 2.86 million. However, after completing the formalities and obtaining the property ownership, she found that there were already tenants in the house. Now, it has been five months since the house was photographed. Ms. Yang spent a lot of time and energy, but still failed to live in her own house as she wished.

In fact, there are not a few cases like Ms. Yang. One of the main reasons for buying a house according to law is cheap, but there are many traps behind low housing prices. As a creditor, the reporter learned that there are some special teams in the auction market who use information such as ID cards bought from remote areas to participate in the auction of real estate. After that, these teams raised the auction price of the house through a series of operations, and then waited for profit. Sometimes, in order to achieve their goals, such institutions will arrange a creditor or so-called tenant to sign loan agreements, 20-year leases and other documents with them to form a creditor-debtor relationship and earn extra income.

It is understood that there are some special teams in the auction market. They use information such as ID cards bought from remote areas to participate in the auction of real estate. After that, these teams raised the auction price of the house through a series of operations, and then waited for profit. Sometimes, in order to achieve their goals, such institutions will arrange a creditor or so-called tenant to sign loan agreements, 20-year leases and other documents with them to form a creditor-debtor relationship and earn extra income.

Since the beginning of this year, the number of auction houses listed for sale online has gradually increased. The data shows that Guangzhou has the largest number of residential auction houses, exceeding 1.6 million sets, followed by Beijing, Shenzhen and Shanghai, with the number of residential auction houses ranging from 8000- 1.6 million sets.

I searched several recent auction houses in Shenzhen on an auction platform and found that there was no obvious discount on these houses as a whole. For example, the xixiang street Runheng Shangyuan Project in Bao 'an District, Shenzhen, started shooting on June 5438+February 1 1, with an area of 95.2 square meters and a total price of 6.656 million yuan, equivalent to a unit price of about 69,900 yuan/square meter. The reference price of the same apartment in this project is 64,700 yuan/square meter. The starting price of some houses in Shenzhen is even higher than the market price.

Second, what are the risks of buying a house?

1. Risk of unclear property rights. First of all, it is necessary to confirm whether there are other creditors besides the first creditor. Because private lending cannot be inquired by state organs, if the original owner runs away due to debt problems, the bidder may be recovered by other creditors after moving in. Therefore, before the auction, we must know whether the house has debt problems and whether it has been mortgaged many times. , and be sure to verify the process of releasing mortgage and transfer in advance;

2. Risk of house defects. When auctioning a house, we usually simply describe the defects, while other problems existing in the house, such as haunted houses or quality problems that cannot be shown for the time being, are basically not explained. Therefore, friends who want to bid for this house need to see the house on the spot (geographical location, housing structure and ancillary facilities, practical use of the house, decoration, surrounding facilities, property services, water and electricity, community environment, etc.). );

3. The cost is not clear about the risk. Because the auction house will not disclose the transactions before the auction and the nature of the houses, such as inherited houses and commercial houses, the taxes and fees involved in the transfer of some houses are very high, so buyers must be fully prepared before bidding. It is also possible that the original owner defaulted on property fees, utilities and so on. Require the buyer to bear the expenses owed by the original owner;

4. There is a risk that the lease cannot be checked in. At the beginning, there was no legal auction house to rent, but at the time of transfer, tenants with 10 and 20-year lease contracts suddenly refused to vacate the house. Or if there are old people and children in the house photographed by the buyer, it is impossible for the buyer to move out.

Third, what should I pay attention to when buying a house?

Before buying a house, we must find out the specific situation of the house, the reason for being auctioned, the owner's information, etc., to avoid subsequent disputes. The preliminary work should be solid, do more research, run more errands, and bid for familiar houses as much as possible. At present, there are companies specializing in house auction in the market. They have a professional team, responsible for the preliminary investigation of the real estate, responsible for understanding the external liabilities of the owners, the legal relationship between the actual owners of the real estate and the owners, and the marital status of the owners, and then collecting and summarizing them.

Before buying a house, we must find out the specific situation of the house, the reason for being auctioned, the owner's information, etc., to avoid subsequent disputes. The preliminary work should be solid, do more research, run more errands, and bid for familiar houses as much as possible. At present, there are companies specializing in house auction in the market. They have a professional team, responsible for the preliminary investigation of the real estate, responsible for understanding the external liabilities of the owners, the legal relationship between the actual owners of the real estate and the owners, and the marital status of the owners, and then collecting and summarizing them.

Although the house to be auctioned will be cheaper than the general market price, we should not blindly bid at a low price. We should pay attention to clarifying the property rights of the house, including the nature of land transfer and the service life of the property rights, whether there is a property right certificate or not, and whether there is a problem of tax arrears. When the auction house auctions, the auction price quoted by the court is only the bare price. After bidding, in addition to the house payment, the bidder also needs to pay a one-time payment to the court and bear some invisible expenses. For example, the property fees and utilities may be in arrears under the name of the house to be auctioned, and it also needs to be borne by the bidder.

For some houses with various disputes, the situation is more complicated, so we must pay attention to the delivery time after the auction is successful. The principle that the sale does not break the lease has always existed, so the delivery time may be delayed and the house cannot be moved in in time after being bought. In real life, it may be that the original owner intentionally signed a lease contract for a long time, even 10 or 20 years. If the buyer buys the house under a lease contract,