Is Baoting's small property right house worth buying? What problems should we pay attention to?

Buying a house to apply for a loan sounds good, rekindling many people's desire to buy a house and improving the transaction rate of buying a house in the real estate market. Not everyone can apply for a house mortgage loan. The basic requirement is to have sufficient repayment ability, and secondly, it depends on the house to be purchased. So, is Baoting's small property right house worth buying? What problems should I pay attention to when buying a small property right house in Baoting? Buying a house to apply for a loan sounds good, rekindling many people's desire to buy a house and improving the transaction rate of buying a house in the real estate market. Not everyone can apply for a house mortgage loan. The basic requirement is to have sufficient repayment ability, and secondly, it depends on the house to be purchased. So, is Baoting's small property right house worth buying? What problems should I pay attention to when buying a small property right house in Baoting?

Is Baoting's small property right house worth buying?

Small property houses are not worth buying. Although "small property houses" are selling well, many people in the industry believe that "small property houses" have many risks, and the big problem is that they have no property rights and are not protected by law. From the analysis of its nature, small property houses refer to houses built on rural collective land. Without paying land transfer fees and other fees, small property houses cannot obtain the house ownership certificate issued by the real estate registration authority.

What problems should I pay attention to when buying a small property right house in Baoting?

1, lacking "five certificates". The "five certificates" are the prerequisite for consumers to obtain real estate licenses, that is, they have state-owned land use certificates, construction land planning permits, construction project planning permits, housing construction permits and commercial housing pre-sale permits. Real estate projects, including the reconstruction of villages in cities, cannot apply for real estate licenses without "five certificates".

2. It is difficult to compensate for the demolition. Those "cheap houses" are actually illegal buildings outside the scope of government regulations, except that they cannot apply for real estate licenses. If there is a conflict with the national planning, it is likely to be demolished, and the owner will not get compensation for demolition and resettlement.

3, the quality is difficult to guarantee. The quality of houses is unsupervised, and some developers will cut corners to make money, which is a potential safety hazard. This kind of house is generally developed in the village where the land is located. In addition to the housing quality and after-sales warranty is difficult to guarantee, the property management after occupancy is also very prone to problems.

4. The supporting facilities are not perfect. Almost all these houses have no supporting facilities such as heating and natural gas. And in the event of a dispute in the future, there may not even be water and electricity.

5, bequest is also troublesome. Since there is no property right, there will be a lot of trouble in inheritance in the future. In the name of new rural construction and old village reconstruction, it is a common operation mode of "small property houses" at present, which has the nature of playing the edge ball. An industry insider also revealed that the prices of such houses are generally low because the relevant procedures have not been handled.

6. Small property houses cannot be mortgaged or listed for resale.

The above is the introduction of whether Baoting small property right house is worth buying and what problems should be paid attention to when buying small property right house in Baoting. Before applying for a loan, you should first look at whether your house can meet the conditions for applying for a loan. Not every loan can be applied for. There are many ways to buy a house by loan, and the interest rates of each way are different. There are still many places to understand and ponder.