How to handle the real estate loan? What steps?

Real estate loans are mainly mortgage loans, with real estate (real estate or real estate) as collateral and business enterprises (industrial and commercial licenses) as lenders to apply for loans.

The lender first negotiates with the bank about the mortgage loan, and then applies to the appraisal company for appraisal according to the designation of the bank, and obtains the appraisal report. After that, the lender and his wife apply for mortgage loan in the bank with their identity certificate, household registration book, marriage certificate, house ownership certificate or land certificate, business license, tax registration certificate, income certificate, bank capital flow and property evaluation report, go through mortgage registration in the mortgage registration department, and then take out the loan in the bank!