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Serve "agriculture, countryside and farmers" and draw a new countryside picture.
With the goal of building a leading bank to serve rural revitalization, Agricultural Bank of China Tibet Branch has earnestly implemented the work requirements of financial services for rural revitalization, further created new advantages in the development of "agriculture, rural areas and farmers" and county-level business, and constantly improved the "Ten Systems" for rural revitalization.
We will continue to increase the tilt of policy resources, take solid and effective measures, comprehensively provide comprehensive financial services in key areas of rural revitalization, and contribute new financial strength to the high-quality development of agricultural and rural modernization in Tibet.
Innovating product "loan" to promote rural industry prosperity
The issuing ceremony of "Dairy Loan" of Lhasa Branch of Agricultural Bank of China was held in Chabalang Village, Qushui Town, Qushui County. At the launching ceremony, on behalf of 10 farmers and herdsmen, the Agricultural Bank of China Lhasa Branch issued the first batch of "cow loans" of 4.5 million yuan. The representative of farmers and herdsmen said excitedly: "I have raised more than 20 cows now. After getting the' Dairy Loan' issued by the Agricultural Bank of China today, I am going to expand the scale of dairy farming and create a better life with my own hands. "
Based on the advantages of resources, Agricultural Bank of China Tibet Branch focuses on seven characteristic industries in Tibet, speeds up product innovation, and increases credit supply to leading enterprises in agricultural industrialization, farmers and herdsmen's professional cooperatives, modern agricultural industrial parks, family farms and other new agricultural business entities, so as to empower industrial development with financial power.
On the basis of "e-loan benefiting farmers", the bank innovatively launched a series of characteristic credit products such as "rural revitalization yak industry loan", "rural revitalization highland barley industry loan", "3 18 happy tourism loan" and "agricultural machinery purchase loan".
It has strongly supported the scale and modernization of a number of plateau characteristic industries such as "6+N" agriculture and animal husbandry in Shigatse, Medog tea, Yadong salmon, Zi Long dairy cow, Naqu yak industry, Chayu ecological agriculture, Linzhi matsutake and so on.
The balance of agricultural loans of Agricultural Bank of China Tibet Branch reached 53.036 billion yuan, an increase of more than 6 billion yuan over the beginning of the year; The balance of rural industrial loans was 365,438+54 million yuan, an increase of 799 million yuan over the beginning of the year; There are more than 450,000 loan vouchers for farmers and herdsmen with the "Diamond Gold, Silver and Copper" card, and all cardholders have loans of nearly 70,000 yuan.
Smart Finance Empowers beautiful countryside's Construction
Good news came from Gala Village, Linzhi City, which is famous for its brilliant peach blossoms and ecological construction. The first batch of "smart villages" of Linzhi Branch of Agricultural Bank of China was unveiled here.
Gala Village, which eats "ecological rice", is one of the first pocket banking villages of Linzhi Branch of Agricultural Bank of China. With the implementation of a package of smart financial products launched by Tibet Branch of Agricultural Bank of China in this village, farmers and herdsmen can now enjoy the convenient smart financial services of Agricultural Bank of China without leaving the village.
Beautiful and livable is synonymous with rural revitalization, and it is also an important foundation and charm of rural revitalization.
Agricultural Bank of China Tibet Branch puts the construction of beautiful countryside in an important position, focusing on key areas such as "hydropower communication road, science and technology, culture and health protection".
Actively participate in rural environmental improvement, rural infrastructure construction, rural people's livelihood projects, digital villages and other actions, and help build a new home that is livable and suitable for business by financial means.
At the same time, we will promote the construction of key agriculture-related scenes, and rely on the construction of smart government affairs, foreign-funded platforms, aggregation codes, and Xingnong Mall to vigorously support the development of rural tourism such as family hotels and homestays, so that more and more farmers and herdsmen can eat ecological meals and enjoy the results of livable ecological construction.
The balance of rural construction action loans of Agricultural Bank of China Tibet Branch was 654.38+08.446 billion yuan, an increase of 552 million yuan over the beginning of the year; Four smart village demonstration sites 14 were listed, four county-level smart high-frequency scenes19 were built, 5270 pocket bank villages were built, and two new rural revitalization demonstration sites were built.
Meet the public's financial needs wholeheartedly.
In Ali in winter, the temperature has been more than 20 degrees below zero. The employees of Dongcuo Business Office in Gaize County of Agricultural Bank braved the cold and drove the mobile financial service car, which lasted 13 days and traveled more than 800 kilometers, delivering a package of financial services to the people's door in Gum Township with an average altitude of 4,800 meters.
In 13 days, they traveled to three administrative villages in Gum Township, providing local farmers and herdsmen with all-round financial services such as loan acceptance, social security card activation, cash deposit and withdrawal, password reset, SMS signing and transfer. Teach people to use ABC Pocket Bank to handle online services such as telephone recharge, balance inquiry, and electronic loan application for benefiting farmers. ...
"Serving the people" is the financial service tenet of Tibet Branch of Agricultural Bank of China. The people of Plateau Agricultural Bank always insist that finance serves the people.
Relying on the five-in-one service model of "physical outlets+self-service equipment+internet financial service platform+three rural financial service points+mobile financial services", we will continue to increase the intensity of rural revitalization financial services and get through the last mile of rural revitalization financial services.
Agricultural Bank of China Tibet Branch has set up 5,523 "Jinsui Huinong Tong" service points in the whole jurisdiction, with the coverage rate of townships reaching 100% and administrative villages reaching 97.44%. Administrative villages with network and communication conditions have achieved full coverage. Mobile financial services were provided for 30,900 times throughout the year, effectively meeting the financial service needs of farmers and herdsmen.
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