What is the trend of housing prices in Shijiazhuang?

Rising house prices and frequent interest rate hikes highlight the advantages of the provident fund.

Shishi provident fund loans increased by 50% compared with last year.

According to the data from Shijiazhuang Housing Provident Fund Management Center, as of the end of June this year, the whole city (including provinces, railway systems, counties and cities) collected 65.438+80.4 billion yuan of housing provident fund this year, and extracted 654.38+ 0./kloc-0.36 billion yuan of housing provident fund, up by 8% and 654.38+respectively. This year, * * * issued 4,754 personal provident fund loans, 810.6 million yuan, accounting for10.36% of the annual distribution plan, up 43% and 64.47% respectively over last year.

"From the urban situation, up to now, * * * has issued 590 million yuan of provident fund loans, a year-on-year increase of about 50%." The person in charge of the credit department of Shijiazhuang Housing Provident Fund Management Center said that the sharp rise was due to the rapid increase in housing prices in Shijiazhuang this year. Five interest rate hikes have increased the cost of ordinary commercial loans, so as long as eligible citizens choose to use provident fund loans.

From the direction of use, about 654.38 billion yuan is used for affordable housing, about 50 million yuan for second-hand housing, and the rest for the purchase of commercial housing. Judging from the loan amount, the average is about 6.5438+0.7 million yuan. Judging from the loan time, the average life is 16.24 years.

Shijiazhuang Provident Fund Management Center will continue to expand the coverage of the housing provident fund system this year, and increase the deposit base and proportion. At present, the financial support personnel of nine counties and cities such as Zhengding have been included in the provident fund system. The remaining nine counties and cities will be included in the provident fund system next year.

In 2007, 560,000 square meters of affordable housing was built.

According to the news from Shijiazhuang Housing Management Bureau, this year, the city has developed and built 560,000 square meters of affordable housing (including fund-raising housing). In order to ensure the supply of these houses to the people who need them most, Shijiazhuang Housing Management Bureau determined the supply targets of affordable housing and low-rent housing as "the per capita disposable income standard of families is lower than 0.8 times the per capita disposable income standard recognized by the statistical department". In the sales of two affordable housing projects, Anyuan Community Phase I and Liuyang Jiayuan, the relevant departments strictly control the sales, and all the 1457 suites are supplied to low-income families without housing that meet the standards.

In order to ensure the implementation of the affordable housing project next year, Shijiazhuang Housing Management Bureau has determined the construction plan of affordable housing next year on the basis of repeated argumentation: five projects with a construction area of over 700,000 square meters.

In 2008, 844 low-rent housing units were purchased and built.

In terms of low-rent housing, since the beginning of this year, Shijiazhuang Housing Management Bureau has continued to implement the policy of giving priority to low-rent housing rent subsidies, supplemented by rent reduction, and completed the distribution of low-rent housing rent subsidies for low-income families with per capita living area of 15 square meters. * * * Subsidize 2773 people in urban area 1.030 households, with a subsidy area of 34,500 square meters and a subsidy amount of 1.72 million yuan; City management 18 counties and cities * * * subsidized 402 households, the subsidized area 1. 1 10,000 square meters, and the subsidized amount 1.76 million yuan; The rent was reduced by 9 households, with a reduction of 6564 yuan.

Since the beginning of this year, the relevant departments have built 60 sets of low-rent housing in Anyuan residential project, with an area of about 3,000 square meters. It is also reported that the construction of low-rent housing has been started a few days ago and will be gradually extended to the requirement that the physical distribution rate reaches 25%. According to the plan, 844 sets of 42,000 square meters of low-rent housing will be purchased and built next year, including 7700 square meters of affordable housing projects 154 sets, and 690 sets of 35,000 square meters of stock houses will be purchased.

At present, Shijiazhuang has implemented the low-rent housing security fund in 2008 in accordance with the relevant requirements of the state and the province, and all the net income from land transfer and the value-added income from housing provident fund are included in the special financial funds, which are stored in special accounts and distributed according to the annual subsidy funds and construction plans.

The voice of the people

The emergence of small property houses is a complication of high housing prices. In recent years, the state has introduced many macro-control measures for real estate, but they have not completely curbed the rise in housing prices. The emergence of small property houses just meets the needs of a large number of low-and middle-income people. In this sense, if the fundamental problem of soaring housing prices is not solved, even if the small property houses are banned, there will definitely be others in the future.

-Author: Pro-New Paradise

The probability of falling house prices in Shijiazhuang is very small, because there are not many real estate speculators. Housing prices in second-tier cities like Shijiazhuang are normal, but they are still rising steadily. If you want to live in a house, buy it as soon as possible.

-Author: 6 1. 182.5438+0. *

House prices seem to have stopped moving recently. Is this a good sign? Is it going to fall? I don't think it's the traditional concept of China people-collecting money at the end of the year is tight. Who emptied their possessions and bought a half-built house at the end of the year? Shijiazhuang is inferior to other first-tier cities, where there are real estate speculators. Everyone is normal, don't think about speculation, let nature take its course. Plan your own financial plan, buy whatever you want, borrow whatever you want, and live comfortably.

-Author:124.236.110. *

According to historical experience, those who don't buy a house lose money. Some of us believe that some experts say that house prices will fall, so we wait until they fall before buying a house. As a result, house prices rose instead of falling, and suffered a big loss. Buying a house is to live by yourself, not as an investment. It's not a problem to spend more than 10 thousand and less than 10 thousand The point is that the house suits you. Besides, a quiet life will make you happy. After buying a house, you can start your own business with peace of mind.

-Author: 12 1.29.8. *

The trend of housing prices in Shijiazhuang should follow the general trend of the whole country, and the government is now suppressing housing prices. The national housing prices are a pattern, just a starting point. The starting point of housing prices in Shijiazhuang is already very low, but with the government's actions, it will not drop sharply in the near future, nor will it skyrocket. I think it will only go up, not down, just a matter of magnitude.

-Author: We are two-faced.

authority

"Great Shijiazhuang" has taken shape.

Tian Jianhua (Chief Planner of Shijiazhuang Planning and Design Institute)

From the planning point of view, this year's real estate development in the city is basically carried out as planned, and the "1+4" group construction should be a year of rapid development. With the extension of Huai 'an Road to the east and west, the southeast division is still a hot spot of urban development. Many buildings have been opened in the western piedmont area, and the purchasing power of many urban areas has been transferred to these areas. With the formation of "1+4" cluster city pattern, people's living concept will change, and "Great Shijiazhuang" will take shape.

A harmonious society needs a certain material foundation, and the supply of affordable housing and low-rent housing for ordinary people should be a very important aspect. This year, the housing price in Shijiazhuang should be said to have risen a little fast, which is beyond the reach of low-income groups. At the same time, it should be noted that Shijiazhuang has done a lot of work in the supply of affordable housing this year. According to relevant plans, the supply of low-rent housing and affordable housing will continue to expand next year. Land, planning and other aspects will also be given priority and guaranteed from the system.

Next year, the overall house price should be stable, and individual buildings with excessive prices may experience price fluctuations. Next year's policy will tilt the affordable housing and increase the supply, which will play a certain role in stabilizing housing prices.

Investment purchase is the main driving force of house price.

Wang Zhongrun (Deputy Dean, School of Finance, Hebei University of Economics and Business)

This year, house prices in Shijiazhuang have risen a lot, and prices have risen rapidly. However, it should be said that Shijiazhuang, as the capital city, had a relatively weak foundation, and this year's housing prices are on the high side, which is still within the rational range. At the same time of rising house prices this year, the competitive pressure among developers is also increasing, and many small and medium-sized developers have a hard time. After raising interest rates five times, the down payment ratio of the second home loan increased, which contracted and restrained some demand to some extent.

The future real estate market in Shijiazhuang is facing more and more macro-control pressure. However, it is unlikely that there will be an absolute price decline in housing prices in southern cities, and it can be expected that the growth rate will decline. The influence of the "tight monetary policy" on the future market is obvious. Small and medium-sized developers will certainly face the pressure of survival, but for the whole development market, the survival of the fittest will improve the effectiveness of the whole market.

The role of the second home loan policy will appear in the future, especially for investment housing purchase, because this part is the main driving force for housing price increase. This policy will clearly distinguish housing demand, and there is still room for full development of independent housing. In addition, the country will increase the supply of affordable housing next year, which will inevitably effectively distinguish between supply and demand levels and indirectly play a role in regulating housing prices.