Ten measures to support the stable development of real estate industry

On March 4th, the reporter learned from the Municipal Housing and Urban-Rural Development Bureau that the notice on "Policies and Measures for Responding to the COVID-19 Epidemic and Promoting the Stable Development of the Real Estate Industry" was issued a few days ago, and all measures will promote the real estate enterprises to resume their work in an orderly manner during the epidemic prevention and control period, support real estate-related enterprises to tide over the difficulties and promote the stable development of the real estate market.

Increase financial support. Guide financial institutions to maintain a year-on-year increase in the credit line for real estate enterprises, and do not blindly borrow, break or pressure loans to ease the liquidity difficulties of enterprises. Help real estate enterprises to tide over the difficult period of epidemic prevention and ensure the orderly delivery of personal housing mortgage loans in our city; Enterprises seriously affected by the epidemic have difficulty in repaying debts due, and can extend the period. Banks and insurance institutions should make every effort to provide financial services to individuals affected by the epidemic, and rationally adjust personal credit repayment arrangements for individuals who have difficulties in repayment due to the epidemic.

Increase support for housing provident fund. Real estate enterprises can apply for holdover of housing provident fund before June 30, 2020 according to the regulations, and the deposit time during the holdover period is calculated continuously, which does not affect the normal withdrawal and application of housing provident fund loans by employees. Enterprises seriously affected by the epidemic can decide the proportion of housing provident fund deposit before June 30, 2020 on the premise of full consultation with employees.

Reduce corporate tax burden. Real estate enterprises affected by the epidemic can apply for deferred tax declaration. If it is difficult to pay taxes on time, the enterprise shall apply for an extension of tax payment according to law, which shall not exceed 3 months at the longest. The final settlement time of value-added tax and enterprise income tax was postponed to June 30, 2020.

Implement special subsidies for property service enterprises. For the property service enterprises that participate in epidemic prevention in urban residential quarters, they will be subsidized for two months according to the standard of 10 yuan per household per month, and the funds will be borne by the city finance according to the ratio of 1: 1; For the property service enterprises of non-residential projects of party and government organs and institutions, a two-month subsidy will be given according to the standard that the average monthly price of the property service contract will increase by 20%, which will be charged in the public budget of the owner's unit; The property service enterprises of factories and mines shall be given appropriate subsidies by the owners. Counties and cities can formulate specific measures according to the actual situation.

Temporarily relax the supervision of pre-sale funds. During the epidemic period, for real estate development enterprises that meet the second-class and above qualifications and have a credit rating of A, 20 19, 70% of the pre-sale key supervision fund balance can be used for their projects on the basis of the fund balance that has been released according to the image progress. After the termination of the support policy, the key supervision funds for project pre-sale must reach the original proportion before they can apply for use. For projects that have obtained construction permits and started construction, for real estate development enterprises with qualifications below Grade II and credit rating of Grade B, the key supervision ratio of project pre-sale funds will be reduced to 5% of total housing sales. Study and innovate the supervision mode of pre-sale funds, revise the supervision methods of pre-sale funds, speed up the flow of funds and promote project construction.

Support the pre-sale of real estate. If the epidemic situation affects the construction, the real estate development projects that have been approved for construction and started this year, with a total investment of more than 25% and a construction progress of plus or minus zero, can apply for the pre-sale permit of commercial housing.

Increase support for land supply. Accelerate the land transfer plan in 2020 and increase information disclosure. Due to the epidemic situation, it is not possible to start and complete the project in accordance with the time stipulated in the Contract for Assignment of the Right to Use State-owned Construction Land, and it is allowed to postpone the start and completion. The duration of the epidemic is not included in the default period, and no penalty is charged.

Establish a fast approval channel during the epidemic. During the epidemic, simplify the approval process of real estate development projects and conclude the projects under review within a time limit. For projects without complaints from the masses, after online examination and approval, the nighttime construction time and daytime soil-related time are allowed to increase by two hours respectively on the original basis. Optimize the review of construction drawings, and advance the online review of construction drawings to the construction unit after obtaining the general plan for planning approval and making relevant commitments.

(Article source: Zhuzhou Daily)