How do foreigners buy a house in Xi 'an?

According to the city's house purchase restrictions, non-registered households can buy 1 set of commercial housing or second-hand housing if they have no housing in the city's housing purchase restriction area and can provide personal income tax or social insurance certificates for more than 5 years (including 5 years).

The restricted housing areas in Xi 'an include Lintong District, Xincheng District, beilin district, Lianhu District, Yanta District, weiyang district, Baqiao District, Chang 'an District Administrative District and High-tech Zone, Economic Development Zone, Qujiang New District, _ Ba Ecological Zone, Aerospace Base, International Port Area and Fengdong New City.

What is the process of buying a house in Xi 'an?

1, house selection:

According to your own needs, screen out lots, prices, apartment types and floors that meet your own needs. Then consider the strength of developers, community facilities, property qualifications and other factors to determine the final housing.

2. Deposit and deposit:

After determining the source of the house, a certain deposit or deposit is required. At this time, we should pay attention to whether to pay a deposit or a deposit, in which the deposit is legally binding. Property buyers default, the deposit can not be recovered, developers default need to double the deposit. The deposit is not expressly stipulated in the law, which generally means to pay a certain amount of money in advance without compensation for breach of contract.

3. Sign the commercial housing sales contract:

Sign a commercial housing sales contract with the sales office to ensure that the contract is correct before signing. Read the contract carefully when signing the contract, and put forward what you don't understand or express vaguely in time.

4. Handling loans:

Customers of new houses and buildings apply for loans under the unified organization of developers. Before you apply for a house loan or prepare to buy a house, you should carefully consider the loan. In order to better complete the loan, buyers must prepare their own bank credit information and income flow in advance, give the loan bank a satisfactory answer sheet, and facilitate their smooth access to bank loans.

5. Apply for real estate license:

The real estate license is generally handled by the developer organization to the real estate management department. If the purchased house has not obtained the pre-sale certificate, it is impossible to apply for the real estate license, and this link can only be completed if the developer finally has the qualification of five certificates. Therefore, in the early stage of buying a house, the developer's five certificates must be reviewed, otherwise the issuing time of the real estate license will be greatly extended.

6. House inspection and delivery:

The process of looking at the house usually takes 2-3 hours, depending on the type and size of the house. This includes checking outdoor venues, roofs, basements, floors, attics, water and electricity facilities, starting heaters, air conditioners and other equipment. Finally, a written report will be submitted to the prospective owner.

What is the policy for foreigners to buy a house in Xi 'an?

1. Restricted purchase areas: administrative areas of New City, beilin district, Lianhu District, Yanta District, weiyang district, Baqiao District and Chang 'an District, and planning areas of development zones such as High-tech Zone, Economic Development Zone, Qujiang New District, Baba Ecological Zone, Aerospace Base, International Port Area and Fengdong New City.

1. When foreigners buy a house in Xi 'an, they need to make sure that there is no real estate in Xi 'an under the family name. If a non-Xi registered household purchases a house, it is necessary to provide proof that individual income tax or social insurance (pension, medical care, work injury, unemployment or maternity insurance) has been paid in Xi for more than two years (including two years). The starting point of time should be pushed forward 24 months from the month before purchase. If you have retired or the social insurance payment period has expired, provide proof that the social insurance or insurance coverage period has expired 2 years before retirement.

2. The object of the full purchase restriction: the household registered in this city who already owns 1 suite in Xi can only buy one suite in full. Families with non-Xi household registration can only buy 1 suite if they can provide local tax payment certificate or social security payment certificate for more than 1 year.

3. Trading restrictions. Commercial housing purchased in the restricted purchase area can only be listed and traded after 5 years from the date of purchase (subject to the filing time of online signing of commercial housing sales contracts); The purchased second-hand house can only be listed and traded after the property owner has obtained the certificate of immovable property rights for 2 years.