What should I pay attention to when buying a house and transferring ownership?

1. The sales contract must be signed by someone.

After the buyer confirms that the seller's documents are complete, the two parties can sign the sales contract, but it can only take effect if someone personally signs the property certificate, and should prevent the signing or omission.

2, clear the cost details

The fees involved in the whole transaction process are not collected at one time, so it is necessary to make clear the detailed fees in advance as far as possible to avoid adding various miscellaneous fees in the middle.

3. Seek professional help.

Choose a person with high reputation or a formal real estate agency as the proof of the delivery of funds and houses by both parties to the transaction, so as to ensure the smooth transfer of ownership after the payment, or pay off the house and money after the transfer.

Step 4 verify the condition of the house

The buyer should pay attention to whether the purchased house is in mortgage state to determine the transaction and occupancy time. In addition, it should be noted that the extension of the loan time after the transaction will bring a lot of unnecessary trouble.

5. Make clear the details of delivery.

Property registration, water, electricity, cable TV, gas and other transfer. And the housing situation should be checked one by one to prevent payment disputes arising from these problems after delivery.

What is the process of buying a house and transferring ownership?

1. transaction consultation: the buyer and the seller establish information communication channels, the seller prepares ID cards and other documents, and the buyer needs to get a preliminary understanding of the property rights and the overall status quo of the house.

2. On-site house inspection: The buyer and the seller agree on the date and go to see the house together on the agreed date. Buyers will inspect the housing situation, surrounding environment and residential area according to their own needs, and check the documents provided by the seller to determine the purchase intention.

3. Sign a contract: If the buyer agrees to buy the house, the buyer and the seller can sign a sales contract. After the buyer and the seller reach an agreement on the location, property right status, transaction price, delivery time, delivery method and property right handling of the house, the buyer pays the down payment to the seller and signs at least three house sales contracts.

4. Apply for a loan: After signing a sales contract with the seller and paying the down payment, the buyer can mortgage the purchased property and related rights and interests to the bank, and the bank will provide the loan to the buyer as the purchase price except the down payment.

5. Signing a loan contract: The buyer shall provide the bank with ID card, income certificate, house sales contract, guarantee and other necessary documents. After the loan bank is approved, it will sign a mortgage loan contract with the property buyers, notarize the registration of real estate mortgage, and agree to transfer the funds into the designated account within the time limit stipulated in the contract.

6. Tax payment and transfer: The buyer and the seller apply to the real estate management department for transfer, and pay taxes such as deed tax and individual tax according to regulations.

7. Obtaining the property right certificate: After the buyer and the seller complete the property right change registration in the real estate management department, the transaction data will be handed over to the issuing department, and the buyer will apply for a new property right certificate in the issuing department with the Notice of Obtaining the Property Ownership Certificate. After the seller delivers the house and settles the property fee, the transaction process ends.