Which is better, PICC or Pacific Insurance?

The two insurance companies are equal in strength. When buying insurance, we will see many insurance companies. How to choose an insurance company? Raiders are coming! China Insurance Company Rankings! Which company should I choose for insurance?

1. From the perspective of premium income: 2020 has not yet come to an end, but from the perspective of premium income ranking of life insurance companies from June to September 2020, China's premium income is 545.3 billion yuan, accounting for 20.59% of the market, ranking firmly as the "life insurance leader"; The premium income of Pacific Life is 65.438+0828 billion yuan, accounting for 6.92% of the market, ranking third.

2. In terms of solvency, insurance companies with core solvency and comprehensive solvency above 200% are operating steadily. In the quarter of 2020 1-3, the core solvency and comprehensive solvency of China Life were 258.24% and 267.3 1%, respectively, and that of Pacific Life was 242%. In contrast, insurance companies.

3. From the analysis of critical illness insurance, China Pacific Insurance mainly focuses on critical illness insurance at present, while the flagship product of China Life Insurance is the celebration edition of China Life Insurance. Relatively speaking, China Life's Celebration Edition doesn't supplement the number of minor illness protection, but it is better than Jinfu Shuanglu. However, it is more common in the aspect of serious illness protection, and it is not as distinctive as the superposition compensation of various diseases of the elderly and the extra compensation for severe disabilities of adults.

4. From the analysis of the combination of insurance: Taibao Jinfushuanglu, plus millions of medical insurance, enjoys millions of medical insurance, guarantees renewal 15 years, and has the function of paying in advance for hospitalization, which makes the renewal stable, and the serious illness and medical insurance are better. However, China Life's e-Conway has a maximum hospitalization subsidy of 50,000 yuan. Except for the first year of renewal, everything else is easy and the renewal is good, but in comparison, the combination of CPIC is better and the price is much more expensive.

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