Spouse housing provident fund can be withdrawn at the same time in four cases, such as buying self-occupied housing.

According to the website of the State Council Legislative Affairs Office, recently, the Ministry of Housing and Urban-Rural Development drafted the Regulations on the Management of Housing Provident Fund (Revised Draft) and submitted it to the State Council for deliberation. The "Regulations" intend to provide for the purchase, construction, overhaul and decoration of self-occupied housing; The spouse's housing provident fund can be withdrawn at the same time in four situations, such as repayment of the principal and interest of the housing loan.

In order to strengthen the management of housing provident fund, safeguard the legitimate rights and interests of housing provident fund owners, and support paid workers to solve housing problems, the Ministry of Housing and Urban-Rural Development drafted the Regulations on the Management of Housing Provident Fund (Revised Draft) and submitted it to the State Council for deliberation. Now the manuscript and its explanation are published in full, soliciting opinions from all walks of life.

Regarding the withdrawal of housing provident fund, the "Regulations" clarify that the purchase, construction, overhaul and decoration of self-occupied housing; Retired, retired; Completely lose the ability to work and terminate the labor relationship with the unit; Settle abroad; Repaying the principal and interest of housing loans; Houseless workers pay rent for self-occupied housing; When an employee pays the property fee for self-occupied housing, he can withdraw the storage balance in the employee housing provident fund account under any of the above seven circumstances.

Among them, due to retirement; Completely lose the ability to work and terminate the labor relationship with the unit; Those who leave the country to settle down and withdraw the employee housing provident fund shall cancel the employee housing provident fund account at the same time.

At the same time, purchase, build, overhaul and decorate owner-occupied housing; Repaying the principal and interest of housing loans; Houseless workers pay rent for self-occupied housing; Pay the property fee for self-occupied housing and withdraw the spouse housing provident fund at the same time.

The "Regulations" point out that if an employee dies or is declared dead, the employee's heirs and legatees can withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.