College students buy a house at half price, with a minimum down payment of 20%! Hohhot property market New Deal shocked the whole country.

Phoenix Net Real Estate Zibo News (edited by Liu Jia) Another example of the adjustment of the property market regulation policy. On April 18, Hohhot officially promulgated the "Implementation Measures for Housing Project for College Graduates in Hohhot (Pilot)" (hereinafter referred to as the "Measures").

The "Measures" clarify that ordinary full-time graduates with bachelor degree or above (previous 3 years or less) who are employed or start their own businesses within the pilot scope can apply for housing policies according to procedures with relevant supporting materials. The average housing sales price of college graduates is determined according to 50% of the market price in the area where the project is located. The relevant taxes and fees involved in property rights transactions shall be borne by the construction unit and the property buyers respectively according to the regulations, and shall not be listed and traded within 5 years. Take a mortgage or provident fund loan, and the minimum down payment ratio can be 20%.

In addition, college students who are employed in Hohhot can also apply for housing and apartments for college graduates through the college student housing project.

Among them, the rent-free period of college students' apartment is 2 years, and if it needs to be renewed after 2 years, the rent shall be paid according to the standard of public rental housing, and the property fees such as water, electricity, gas and heating involved in living shall be borne by the lessee. Eligible college graduates can apply for renting apartments for college students. Among them, married college graduates with Huhhot household registration can buy college students' housing. If both husband and wife meet the purchase conditions, they can buy a college student residence at most.

The policy just came out, which triggered a hot discussion among netizens.

But some people say that buying a house at half price is limited-the limited scope is college graduates and houses!

Purchase conditions for college graduates: 1, married college graduates. 2. Have a household registration in Hohhot.

This time, the netizen said: "The pressure of being single is so great!"

Experts also have different views on Hohhot's policies.

Zhang Dawei, chief analyst of Zhongyuan Real Estate, said that this policy is not necessarily healthy for young people's concept of buying a house. Graduates who have just graduated within three years have unstable jobs. In this case, buying a house too early basically requires being old. Overdraft this part of the demand into the housing market, for the healthy development of real estate in the future without any benefits.

Yan Yuejin, research director of a think tank center in a domestic research institution, said that the introduction of talent housing policy in Hohhot was more enthusiastic than other cities in the country, mainly because it mentioned the concept of "buying a house at half price". Objectively speaking, compared with the talent policies of major cities in China, the similar policies in Hohhot are still relatively strong, which also reflects the urgency of the government for talent introduction. Similar housing price regulations also reduce the cost of buying houses, which is conducive to the subsequent entry of such groups into the market.

Behind buying a house at half price: Hohhot property market is hot

Hohhot has always dared to eat crabs in the property market policy.

On 20 14, Hohhot became the first city in China to cancel the house purchase restriction, which opened the nationwide promotion of the real estate destocking control policy.

On 20 18, Hohhot became the first city to completely stop real estate destocking. 20 18, the official website, Hohhot Housing Security and Housing Administration issued "Our city will take many measures to control house prices and stabilize the real estate market", clearly stopping the real estate inventory control measures, taking "stable land prices, stable house prices and stable expectations" as the overall goal of real estate control, and plans to take many measures to control house prices and stabilize the real estate market.

As far as the specific market is concerned, housing prices in Hohhot are still rising significantly. From 2065438 to March 2009, the price index of new residential buildings in Hohhot rose by 0.3% month-on-month, and the price index of second-hand houses rose by 0.9% month-on-month, ranking first among 70 cities in the National Bureau of Statistics with a year-on-year increase of 20.8%.

According to the statistics of Zhongyuan Real Estate Research Center, from June 2065438 to March 2009, the transaction area of new commercial housing in Hohhot was 1.3329 million square meters, up by 21.56% year-on-year; The number of transactions was 1 1 138, up11%year-on-year. Among them, the transaction area of new commercial housing 1.04 1.900 square meters, up1.6.43% year-on-year; The number of sets of transactions was 8825, up 19.438+0% year-on-year.

According to industry insiders, the upward trend of housing prices in some cities is not decreasing. Combined with the early warning system newly issued by the Ministry of Housing and Urban-Rural Development, it may lead to measures such as interviews.

Talent settlement has become the main theme of the real estate market.

Since 20 19, with the continuous tightening of the regulation measures of the local property market, the purchase and settlement of houses by talents has become the main theme of the local property market.

According to the statistics of the Central Plains Real Estate Research Center, as of the day before yesterday, more than 60 cities have issued policies for the introduction and settlement of all kinds of talents in 20 19, setting a new historical record in terms of strength and quantity. Especially in second-and third-tier cities, policies such as releasing talents to settle down and housing subsidies have blown out.

In February this year, Xi upgraded and adjusted the household registration policy for the seventh time in less than two years. The New Deal clearly stated that those with bachelor degree or above are not subject to age restrictions; Bachelor degree or below, under the age of 45 (inclusive), students from colleges and universities all over the country (Xuexin.com household registration personnel of the Ministry of Education) can move into this city and settle down.

On March 18, Shijiazhuang issued a "zero threshold" settlement policy, becoming the first "crab-eating" city to completely cancel the settlement restrictions.

On April 19, the notice issued by the Qingyuan District People's Government of Baoding City made it clear that relevant talents who meet the policy requirements can get a maximum subsidy of 500,000 yuan for house purchase.

The National Development and Reform Commission recently issued a document requesting that cities with an urban population of less than 3 million should completely cancel the restrictions on urban settlement. It can be said that the national level is expected to relax the restrictions on urban settlement.

Zhang Dawei said that in cities that have tasted the sweetness, the number of talents is increasing and the standards of talents are decreasing, which to a great extent has begun to become a labor force population dispute, especially in cities such as Xi and Nanjing. On the basis of past experience, they continue to increase the number of talents.

The total population of Chengdu, Wuhan, Shijiazhuang, Harbin and other cities has exceeded 10 million. While the population of Hangzhou is approaching the 10 million mark, strong second-tier cities such as Xi and Zhengzhou are also moving towards cities with a population of 10 million.

However, experts also reminded that although the war of robbing people is in full swing, it also needs supporting policies to follow closely.

Yan Yuejin said that in the past criticism of the "robbing people" policy, various talent policies also noticed some loopholes, such as preventing borrowing talents to buy houses and speculate in real estate. Therefore, Hohhot stipulates that it cannot be listed within five years, which is conducive to cracking down on real estate speculation and making such a talent policy really benefit such college students with settlement and employment needs.

Zhang Dawei, on the other hand, said that the talent policy lowered the threshold of purchase restriction in disguise, and after attracting talents, it pushed them into the real estate market with tight supply and demand structure, which obviously brought about the rising expectation of the real estate market.

From the perspective of future development, the talent policies of most cities in China only consider attracting people by lowering the threshold, while most cities have no measures to retain talents. This situation has attracted many property buyers, and even the real estate speculators may use the talent policy to buy houses in different cities.

(Source: china securities journal)