Will owing property fees affect credit reporting?

Failure to pay property fees will not affect personal credit information, but at present, the Credit Information Center of the People's Bank of China is promoting version 3.0, which reflects personal credit information in multiple dimensions and is ready to include these dimensions of property fees. So I suggest you check your credit report regularly to see if there is anything unusual. Next, I will explain it to you from two aspects: the inquiry method and whether there is any problem with credit reporting. First, the query method There are currently three ways to query. The first way is to go to the people's bank offline institutions (credit center) or bank outlets with credit inquiry machines. Just bring your ID card. Second, register relevant information through the Credit Information Center of the People's Bank of official website and China, and apply online. The next day after the application, the withdrawal code sent by the mobile phone can be downloaded. The third way is to query through the APP of commercial banks, but few banks provide this function at present. The first one is a free printed paper version, and it is more detailed than the other two versions, so I recommend the first one first. Second, how to see if there is any problem with credit reporting? From the bank, do you have any problems with your credit investigation, mainly in the following aspects: (1) Is there any overdue record? The credit report will clearly show whether you are overdue, how many periods are overdue and how much is overdue. If some lending banks see that your credit card is overdue for only one or two days, and the amount is only tens of dollars, they will be lenient. If others are overdue for a long time and the amount is large, they are basically blacklisted by banks. Only after the five-year record has been eliminated. (2) Whether there are other relevant implementation information. At present, the credit version does not access other institutions except financial institutions, so it does not reflect the payment record of real estate. However, the People's Bank of China is promoting the credit version upgrade. Now it's version 2.0, and version 3.0 will include these. In short, unless there is a special shortage of money, it is recommended not to default on property fees for a long time. If you have any difficulties, you should communicate with the property in time. In addition, keeping a good repayment record is also the correct way to safeguard your rights and interests.