What is the title certificate of Huanglong Jinmaoyue, and what are the conditions for purchasing a house with provident fund loans?

Hello, I am glad to answer your question about Jinmaoyue Community in Huanglong.

Huanglong Jinmaoyue's house title certificate specifically includes house ownership certificate and land use right certificate, but in some places it may also be real estate title certificate issued by housing management department and land management department. Having a property right certificate can dispose of Huanglong Jinmaoyue house to some extent, but some rights without a property right certificate cannot be guaranteed. If the property right certificate of Huanglong Jinmaoyue is not handled, even if the buyer of Huanglong Jinmaoyue has paid the house price and gone through the check-in formalities, legally speaking, the house of Huanglong Jinmaoyue still does not belong to the buyer.

The conditions for purchasing Huanglong Jinmaoyue House with provident fund loan include: 1. The borrower must have an account in the city where Huanglong Jinmaoyue is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied house of Huanglong Jinmaoyue, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase Huanglong Jinmaoyue loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!