How to choose the house that suits you best?

Some time ago, I have been busy with the house. I have been thinking about the house for several months, and I have accumulated some experience after studying the house formally for one month. I hope it will help some people.

I buy a house around Shenzhen. Here, I take the situation in the deep forest area as an example.

I have always liked Shenzhen and visited many places in China. I have been thinking about which city best meets all my expectations for life for a long time. Many places are either too prosperous and commercialized and lose their natural flavor. For the northwest region where I study, many cities there have beautiful natural scenery and poor living facilities.

To sum up, I locked in Shenzhen:

All the locals went to Hong Kong, an immigrant city.

A city that can go home in four hours by high-speed rail,

Peking University and China Harbin Institute of Technology Dagang Branch set up graduate schools in Tsinghua University.

A city full of innovative and dynamic makers,

A city of life facing Hong Kong and backed by back garden resorts such as Guangxi, Guizhou, Hunan and Fujian.

Because of my passionate love for Shenzhen, Mr. David chose to work for Huawei, and joined Huawei's headquarters in Longgang District, Shenzhen at the end of June 2065438+2006.

I began to think about buying a house and living in it. I paid close attention to the housing market. In addition, renting a house in a big city is also expensive. If you can barely make a down payment, and the monthly rent and monthly payment are equal, why not buy a house? In addition, in a city with sky-high housing prices like Shenzhen, housing prices only go up but not down. Since you will buy it sooner or later, you might as well buy it earlier.

To tell the truth, the high housing prices in Shenzhen once made me consider buying second-hand houses. There are many small property houses in Shenzhen that are particularly cheap. Because I am poor, I have studied it carefully. Generally, the prices of second-hand houses are above 2 million, and those farther away are above 1 million. However, I also saw 300,000-600,000 houses on the second-hand housing network, and later I learned that it was a small property right house.

What is a small property right house? Even when the government planning is not perfect, the houses built by village committees and other funds using local land do not have specific real estate licenses, and the property rights are registered in the collective property rights of village committees. I don't know much about this. After checking some information, I realized that there was no guarantee. Once the government wants to requisition this land, you will have nothing if you tear it down.

Regarding property rights, the normal commercial housing residential land is 70 years of property rights, and the commercial and residential land is 40 years of property rights. This may have been important last year, but there is a new policy this year. The new real estate policy stipulates that the "real estate license" will replace the "real estate license" in the future, and there will be no division of property rights. In other words, as long as the house does not fall, it belongs to your long-term property, but it may be called follow-up tax.

Considering that David and I are going to get married in a year or two, we'd better buy a house with complete real estate license as a wedding room, or decorate it according to our favorite style. Then the next step is to consider the location.

20 14 winter vacation, travel to Shenzhen and Hong Kong. I was living at a friend's house in Bantian, Longgang District. At that time, the average house price in that area was 20 thousand, but now it has risen to more than 40 thousand. The recent news also revealed that the house price in Shenzhen has risen to 65,438+100,000 yuan. Well, if you can't afford a city, just look at the suburbs. The vicinity of Huawei headquarters in Sakata used to be my focus.

My principle is to buy a house near the company and drive for at least 15 minutes. Because David works too hard, I can't let him work overtime until 11: 00 p.m. and still toss about time on his way home. Home, this harbor, is within reach when you are tired.

Last year 10, David got Huawei's Offer, and I started to check the house prices near Huawei. For more than half a year, I have been watching the rising house prices in Bantian, Longgang, with great pressure. Anyway, I can't afford to eat or drink, what's more, I haven't officially graduated. So I stopped paying attention to it and planned to wait for two years after graduation to have a career foundation.

However, news came out this year that Huawei was moving to Songshan Lake in Dongguan. I may not want this to be true. After all, I love Shenzhen. Huawei is already on the edge of Shenzhen, which is equivalent to moving to the edge of the edge!

David didn't tell me the exact news until he joined the company some time ago. In 20 17, their terminal department was relocated, and by 20 18, all the R&D parts were moved to Songshan Lake in Dongguan.

In my impression, the whole package of Dongguan should be an industrial park, and my dissatisfaction arises spontaneously.

Unwilling, I began to look up a lot of information, only to find that the development trend of "trinity" in Dongguan, Shenzhen and Huizhou is getting stronger and stronger, and Songshan Lake, where Huawei moved, is actually a national 5A scenic spot, just north of Shenzhen, and it can easily reach the center of Shenzhen in 40 to 50 minutes by car. The light rail and subway there are also under construction and will be seamlessly connected with Shenzhen in the future.

I'm a little excited to see this. Huawei moved from Nanshan District in downtown Shenzhen to Bantian, Longgang. Bantian has developed from an unknown suburban village to a house price of 5. 1 10,000, and now it has to move from Bantian to Songshan Lake. No wonder the house price in Songshan Lake has reached 30,000. It seems that we should seize the opportunity to do it.

Well, I'm determined to buy a house near the new Huawei base in Songshan Lake.

Because the land inside and outside Songshan Lake Scenic Area has not been approved, there are no new properties, and the price of the old properties is too high, so we have to consider the properties that can be reached by the surrounding car dealers in ten minutes. Then I only looked at the area near the Huawei base in Songshan Lake. The supporting facilities of the old city in the right area are relatively old, and the price of newly developed real estate is close to 20 thousand, so it was not considered. Most areas in the north are still under development and construction, and the price of new buildings is about 1.5 million. There are also planned intercity light rail and subway nearby, and it is also close to high-speed intersections, making it convenient to travel by car. Most importantly, it takes 6 minutes to reach Huawei's new base!

Finalize the Songshan Hubei area. Take some photos of Songshan Lake to raise your eyes. )

Since the proportion of houses is relatively large, it is necessary to consider the problem of children going to school in the future, but I am not particularly concerned about the school district. It is good to have good educational resources, but there is no need to force them. After all, David and I are two master students, so it should be no problem to help our children learn by ourselves. As for schools, it is enough to give them a good growth environment. There is no need to deliberately pursue high teaching quality and high competitiveness, which will be too destructive to children.

In my own school career, I remember that my parents didn't care much about my study since I was a child, and they didn't force me to go to key schools. On the contrary, I learned easily. What impressed me most was that when I was in primary school, I read fairy tales and bungee jumping almost every day. When I graduated from primary school, I was the first in the school.

Later, I went to college and graduate school, and met many great people, many of whom came from small towns with underdeveloped education. They never thought that the sky-high academic qualifications emphasized by others were so important. Whether you study well depends on your study habits, not on the so-called prestigious schools.

I don't know much about medical treatment. I just hope I can go to a nearby hospital for a minor illness and pain. I don't think it's too complicated

As for the problem of life shopping, I am still more concerned because of women's nature. After all, I don't want to go shopping ten kilometers away, so there must be corresponding commercial streets, commercial squares and the like around the house.

At present, it seems that all the above conditions of my favorite house have been met, from kindergarten to high school. As for whether it is a famous school or not, I don't know, because I'm not a local and don't know much about it. I heard that the local government gave preferential treatment to Huawei community, and the children of Huawei employees can enter Songshan Lake Middle School in the future (it is said that the proportion of students admitted to key universities is very famous in Guangdong Province), but in fact I didn't care too much about these. There is a hospital nearby, behind the building is a small commercial street that has been developed, and opposite it is a commercial plaza urban complex that is being developed. It is said that the subway station may also open nearby.

I have experienced many stories about this. Many people may not understand that since the demand is already very clear, isn't it easy to find it according to the area, house characteristics, distance and price? If you think so, are you making the same mistake as me? Young? Also? Naive.

Because in foreign countries, a lot of listing information can't be called directly, so we can only contact the real estate consultant and the real estate agent on WeChat. Later, I learned that many online prices are untrue, and there are even many fake houses, all to attract customers. Then those real estate people will always chase you, recommend houses to you many times a day, and want to invite you to the real estate to see the house many times, treating you as a potential trading customer.

Of course, I'm not stupid. Although I may not be led by them, I can compare and analyze the housing information I need from the other person's mouth, and I can also ask them to choose a few properties and show David the house to understand the actual situation.

A lot of mixed information on the Internet is released by intermediaries. In fact, the market for first-hand houses is relatively simple, and the process is not complicated, so there is no need to rely on intermediaries. This is what my cousin who works in Greenland Group told me. He also told me that sales people usually have some discounts, so we should try our best to negotiate with them.

I usually look at the house from the houses such as family fun, house world, Anjuke, chain home network, and everyone can screen according to their own needs. For alternative housing, you can make a list and then analyze and compare it. Remember, information must be diversified to be comparable.

I once saw a good reference rating table for housing selection on the Internet, and I would like to share it with you:

You can grade the house you choose according to this form. If it is below 60, you don't have to consider it. If it is above 70, it is not bad. Of course, there is no perfect house, as long as you have a good score according to your own needs, you can consider starting.

My favorite house is expected to score 85 or 90 points, which meets my requirements in all aspects. The urban complex and subway light rail station planned by the government are under construction, and even the South American World Trade Center, which is about to be introduced, can be reached in a few minutes by car. Near Songshan Lake, a national high-tech industrial park is being introduced. Take Huawei as an example, two or three Fortune 500 companies will settle in one after another. Public facilities are complete, and there are several parks and lakes around. It's quite good to drive to Songshan Lake National 5A scenic spot in 6 minutes. The only weakness may be the school district and population factors I don't understand, which have no influence.

Problems needing attention in the house itself:

Floor: Generally speaking, if a building has 15 floors, then 1-5 floors are low floors, 6- 10 floors are middle floors, and 1 15 floors are high floors. In order to "stand high and see far", many people like high floors. The ground floor may be humid, and it may be noisy if there is a shop downstairs. So if you have the conditions, it is recommended to choose the mid-range.

Orientation: Generally speaking, sitting facing south is the best orientation, because the sun shines directly in the south. Followed by the southeast, southwest, northeast, north and other directions, south-facing houses are generally warm in winter and cool in summer, with better lighting. So when my David went to see the house, he found that the orientation was directly proportional to the price. The house we like faces southwest, facing the garden villa area, and the opposite room faces northeast, facing the street commercial street, which is 3 square meters more, but the price is 50 thousand yuan cheaper. It can be seen that a penny is worth a penny.

Noise: It is best to keep the house away from the street business circle (at first, my cousin of Greenland Group told me not to be on the side of the road, and I also teased him. Have you ever seen a real estate without a road? How can you drive without a road? Ha ha ha), which means that the environment should not be too noisy. Noise will greatly affect the quality of life and rest.

Developers and properties: It is best to have big developers and mature property companies. If not, it is recommended to visit the construction site. Generally speaking, the construction site of a regular developer must be neat, the building materials will be placed neatly, and the construction process will be orderly. If you don't want to have a lot of trouble in your future life, you must do a good job in the early stage. )

Room type: there is no good room type in the general market at first. A good room type is used to "cover the market". When several sets are opened every month, the unit price will gradually rise. Some developers will use weekends to mix good rooms with bad ones. If you go to the sales center, you'd better ask them directly for a book called? Sales control? This booklet will truly record which rooms are still available and which rooms have been sold out. Generally, few developers will fake it.

Finally, it should be noted that sales will force you to buy a house in various ways (my cousin told me that the industry calls it forced decision-making), which makes you feel nervous all the time. At this time, you must be calm. Don't make an impulsive decision if you don't want a house. Be sure to look at it yourself before you buy it. In addition, many properties have agents to promote distribution, and some may engage in some tricks, such as queuing to buy numbers, but if developers sell them directly, they will not spend much.

Take myself as an example, the biggest reason for buying a house is the need for self-occupation, and it also brings some investment factors. Considering that David and I are still young, and he has just started working, I'm going back to China to look for a job. We don't want to rely on our family, so we don't have much money on hand. Taking all our factors into consideration, it is enough to buy the house that suits us best.

David is very busy at work and can't see a house abroad, so basically I screen out two or three properties I like by comparing the information, and then let someone pick him up and send him to the sales office to see the model house and the surrounding facilities. I think it's almost done. What? You ask me why I'm in such a hurry. Why don't you watch it together when I get back to China? Of course, I was frightened by the soaring housing prices. I am afraid that when I return to China, on the one hand, house prices are rising, and on the other hand, there is no good housing.

Attachment: I asked my brothers in Shenzhen financial circle when financing. He lamented that I had foresight. Last year, his real estate friends suggested that he invest there. He took the money to the stock market and suffered a stock market crash. So if it looks good according to the demand, let's start with it. My cousin also told me that many times you buy foolishly and earn foolishly, haha.

I hope the above experience will help you. To tell the truth, I'm really under a lot of pressure now, and the baby who eats soil should work harder.

Since I'm here, leave a favorite before you go! I will redouble my efforts to cater to your preferences.