Is it appropriate to buy a new house in the sales department or through an intermediary?

Buying a new house to go to the sales department or through an intermediary should be analyzed from several angles:

1. Time and energy: There are many new housing projects. If the buyers go to see the house by themselves, they will know less about the real estate, and it will take a lot of time and energy to find a house that suits them. However, if through the intermediary, buyers can learn about multiple properties at one time, and the intermediary will recommend properties that are more suitable for buyers according to their needs.

2. Preferential price of the house: If buyers go directly to the sales department to buy, there is less room for price concessions, but real estate agents can usually get more favorable prices in order to facilitate the transaction.

3. Potential risks: Buyers should pay attention to the relevant documents of the developer when they go to the sales department to see the house, but if they go through the intermediary, the formal intermediary will only represent the real estate with complete documents, which can avoid some potential risks.

Precautions for beginners to buy a house

1, learn about buying a house. It is necessary to learn some real estate-related knowledge before buying a house, because buying a house involves a lot of money, and buying a house is a more professional behavior. If you don't understand the relevant knowledge of buying a house, you will definitely encounter many problems in the process of buying a house, and even be deceived.

2. Look at your own economic ability. Look at your financial ability, not only your current financial ability, but also your short-term work development potential in the next three to five years and possible career arrangements in the next 10 to 20 years, as well as how you usually spend money and the health status of yourself and your family. Finally, I worked out a data, how much down payment I can actually pay and how much I can afford every month.

3. Check the basic information of the house. After choosing a house, when signing a house purchase contract with the developer, we must pay attention to reconfirming the real estate information in the contract with the developer, such as which building, unit, floor, room number, apartment area and price. See if this information is what you think.

4. Determine the loan method. At present, there are two loan methods, one is commercial loan and the other is provident fund loan. Both have their advantages and disadvantages. Property buyers should fully consider the characteristics of the two ways when deciding the way to buy a house by loan, and choose the loan method according to their actual situation. If buyers need a larger loan amount, they can choose commercial loans, but if they want to save interest as much as possible, then provident fund loans are the first choice.

5. Examine the strength of the developer. If the real estate developers are strong, then the location of the new real estate, the level of property services, and the quality and huxing of the houses built are definitely worth buying. Now, it is not uncommon for development enterprises to run away. If the developer has a bad reputation, then the risk of buying a house in this property may be great.

6. Don't pay the deposit easily. Before signing the pre-sale contract, many developers will ask buyers to sign a "house subscription agreement", and they will also ask buyers to pay a certain deposit. But signing a subscription agreement is not a necessary procedure for buying a house. If it is not handled properly after signing the contract, it will fall into a deposit dispute. It is recommended that buyers try not to pay the deposit.