How to withdraw Putian provident fund?

First, how to extract housing provident fund in Putian City

1. Preparation materials: If the housing provident fund withdrawal conditions are met, the employees themselves will prepare the corresponding processing materials and handle them at Zhuhai Housing Provident Fund Center or various management offices.

2. Submission of materials: the applicant submits the processing materials in the service window, and the staff will review the submitted materials.

3. Examination and approval of loans: The staff shall examine the materials according to the use regulations. If the materials are complete, they are allowed to withdraw the provident fund for examination and approval. Upon approval, employees themselves can withdraw provident fund from the bank.

Second, pay attention to the extraction matters

1, house category extraction:

(1) Purchase (build) self-occupied housing (excluding non-housing categories such as parking spaces and garages);

(2) Adding elevators to existing urban housing to extract housing accumulation fund;

(3) Pay rent and withdraw housing accumulation fund (including public rental housing and non-public rental housing);

(4) Repaying the principal and interest of the mortgage (pledge) loan.

2. Non-housing extraction:

(1) Enjoy the urban subsistence allowance and withdraw the housing accumulation fund;

(2) The employee himself or both spouses, children and parents have serious difficulties in family life due to special diseases stipulated by the provincial labor department, and the housing provident fund is withdrawn;

(3) employees who have serious difficulties in family life due to natural disasters or emergencies withdraw housing provident fund;

(4) Withdrawing housing accumulation fund after retirement;

(5) termination of labor relations with the unit without re-employment and withdrawal of housing provident fund;

(6) Withdraw housing accumulation fund after leaving the country to settle down;

(7) Withdraw the housing accumulation fund when the employee dies or is declared dead.

Third, extract materials.

1. Housing: List of Extraction Materials for Putian Housing Provident Fund

2. No-house extraction: List of extraction materials for Putian No-house provident fund.

legal ground

"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.