What is property liability insurance?

1. What is property management liability insurance?

Property management liability insurance means that insurance companies collect insurance premiums from property management companies, and bear the economic compensation liability for personal injury or property loss caused by the negligence or negligence of the property management companies participating in property management liability insurance according to law.

2. What are the contents of property management liability insurance?

1, insured object

Property managers who have registered in the administrative department for industry and commerce and obtained legal qualifications can be regarded as the insured.

2. Mainly responsible for

During the insurance period and within the insurance area, if the insured causes personal injury or property loss to a third party due to negligence, the insured shall be liable for compensation according to law.

3. The litigation expenses agreed by the insurance company in writing in advance.

Necessary and reasonable expenses paid by the insured to reduce or reduce the liability for compensation after the insured accident.

4. Exemption from liability

Intentional behavior of the insured or his representative; Confiscation and requisition by state organs; Shake, move or weaken the support; Losses, expenses and responsibilities caused by air, land, water pollution and other pollution.

The responsibilities assumed by the insured under the agreement without the approval of the relevant government departments and the written approval of the insurer; Personal injury, death and property loss of the insured or its representative and its employees;

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.