What are the advantages and disadvantages of buying a single apartment?

1, residential and office dual-use, single apartment is essentially a commercial real estate, so it also belongs to a kind of self-occupation, and can also be used to register a company for office, which still has great advantages relatively.

Although single people have bought this small apartment, they will still choose to sell and rent it in the future. If it is rented, consider the target tenant. The target tenants of the house are obviously wider. It can be rented to ordinary people to live in or used for work. The calculation method of office rent is different from that of residential rent, and the rental income is higher than that of residential rent.

2. It belongs to commercial real estate in essence, and the supporting facilities around the single apartment are relatively perfect, which is the embodiment of the competitiveness of the single apartment.

Disadvantages of single apartment

1, the land ownership of single apartment is only 40 to 50 years.

2. The electricity price, water price and property fee of single apartment are charged according to commercial standards, and the expenditure cost after purchase is high.

3. The tax and transfer cost of single apartment is much higher than that of residence. * The fixed tax of the house is 3% deed tax and 5% value-added tax, and the difference between transactions is subject to 20% difference tax.

4. When buying a house, the down payment ratio of a single apartment should be no less than 50%, and provident fund loans cannot be used, only commercial loans with a term of 10 years can be used.

Single apartment can't be used to settle down, even if there are good educational resources around.