Bought a house in Nanning Mocha Life Museum. The service date is 1995 to 2045. Can it only be used for 30 years now? reach

It is said that the house has a 50-year property right, but it has been bought for less than 30 years, but the right to use it is uncertain and the law has not clearly stipulated it.

Strictly speaking, a 50-year-old house with property rights belongs to the situation that the planned land use and development use are not completely consistent in the process of real estate development. It is only one of them to develop residential property with public land with property rights for forty or fifty years. In the real estate market, there are other similar situations, such as the development of office property with industrial land and the development of office property with 70 years of residential land. The service life depends on different land properties. According to Article 12 of the Provisional Regulations of the People's Republic of China on Assignment and Transfer of Urban State-owned Land Use Rights: "The maximum service life of assignment of land use rights shall be determined according to the following purposes:

(a) residential land for 70 years;

(two) industrial land for 50 years;

(three) education, science and technology, culture, health and sports land for 50 years;

(four) commercial, tourism and entertainment land for 40 years;

(five) comprehensive or other land for 50 years.

Difference between 50-year residential property and ordinary residential projects: Many buyers are eager to know the difference between "50-year residential property" project and ordinary residential projects. There are five main differences:

First, the future use cost is uncertain. The former is stipulated to be public, and its water, electricity, heating and other use costs adopt commercial prices. Therefore, for property buyers, ask clearly when buying a house. At present, most developers take corresponding remedial measures at the initial stage of development, which can be paid at the civil price.

Second, the differences in related taxes and fees. The deed tax for the initial purchase and subsequent transfer of ordinary residential projects is 1.5%, and the house deed tax for 50-year property rights is paid at 3%.

Third, the loan conditions are limited. Most of these houses cannot apply for provident fund loans, but a few projects can be done with the efforts of developers. Another 50-year-old or 40-year-old house can only get 50% or 60% mortgage if it uses bank loans.

Fourth, the construction standards are different. According to the relevant requirements of public construction, the former has higher standards of civil air defense and fire protection, which will increase the cost for developers, but have little impact on the use of property buyers.