What insurance should the office building be insured, and how should it be insured?

Simple summary: there are many types of insurance that office buildings can buy. It is recommended to choose insurance products and buy them as needed. First consider property insurance, which can be divided into all property insurance or comprehensive insurance, and then consider liability insurance. If it is liability insurance, other activities such as public liability insurance or liability insurance need to be subdivided.

Explain it in detail below. Excuse me, is the landlord the owner of the office building, the property or the specific company or individual renting the office building? From different standpoints, this question will have different answers. After all, it is most appropriate to insure tens of millions to meet the demand and suit yourself.

If it is a tenant, it is generally dominated by enterprises. When most office buildings check in, the property may require you to buy some kind of insurance, or buy insurance directly through the property channel. At this time, the answer is relatively simple. Just buy the necessary insurance first. How to insure is also based on the requirements of the property, and there are basically not many choices. Of course, some properties are not forced to buy insurance from them. You can check it through an insurance broker. As long as your needs are clearly stated, insurance brokers will make inquiries from a number of insurance companies and choose what you think is appropriate according to the inquiry results. What is suitable here may not only be the price, but also the satisfaction of your personalized needs.

If you are the owner of real estate or office building, you can explicitly ask the tenant to buy insurance, or you can set specific purchase types, such as property insurance and public liability insurance. For owners of property or office buildings, all risks of property can be considered. This kind of insurance mainly covers the direct material damage or loss of the insured subject matter caused by natural disasters or accidents during the insurance period. At the same time, you can also attach responsibilities, taking a product as an example.

1, water tank expansion clause, water pipe burst

2. Extended clauses on strikes, riots and civil unrest

3. Malicious destruction of extended terms

4, automatic sprinkler system water loss expansion clause

5, glass broken expansion clause

6. Expansion clauses for boilers and pressure vessels

7. Errors and omissions

8. Uncontrolled clauses

9. Other clauses extended clause b

10, no invalid clause

However, it should be noted that the insurance and contracting areas are generally the whole country, and the amount of insurance will have specific restrictions on the total amount of insured property, and some industries may refuse insurance. Of course, if the subject matter is large enough, you can also make an inquiry in a single way. The common requirements of the subject matter of insurance are: the address of the subject matter is within 20 years, the fire control acceptance is qualified, and it is equipped with fire prevention and anti-theft facilities, and the structure is reinforced concrete inside modern buildings. etc