Can Guiyang Industrial Bank change from commercial to public?

Conditions for transferring commercial loans to provident fund loans:

1. The borrower works in the place where he applies for the provident fund loan, and the provident fund is in a normal deposit state when he applies for the loan.

2. The applicant or the applicant's unit has paid the housing provident fund for the borrower for more than 6 months (including 6 months) according to the regulations.

3. The applicant has a stable economic income and the ability to repay the loan.

4. The applicant agrees to provide the loan guarantee method approved by the Center.

5. The applicant and * * * the same applicant (including spouse) have no outstanding loans or other debts except the loan transferred to the provident fund.

6. The "Property Ownership Certificate" or "Certificate of Housing Advance Registration" involved in the transfer of commercial loans to provident fund loans has been issued, and mortgage registration procedures can be handled.

7. The normal repayment of commercial loans is more than 1 year (inclusive), and there is no record of overdue repayment.

8. Portfolio loans cannot be converted from commercial loans to provident fund loans.

9. Commercial loans to provident fund loans can only apply for pure provident fund loans.