What does it mean to buy a second-hand house for three years? What problems should we pay attention to?

What does it mean to buy a second-hand house for three certificates for five years? What problems should we pay attention to? Totally wrong! Don't mislead people.

To answer the landlord's question: it is wrong for you to say that three certificates are five years. There is no such thing. What you should ask is what is the real estate license for five years? As for the three certificates, in fact, you are asking about the five certificates of commercial housing, because only a house with complete five certificates can be a commercial housing and can conduct normal transactions. Five certificates are construction land planning permit, construction project planning permit, state-owned land use right certificate, construction permit and commercial housing sales (pre-sale) permit. Five certificates of normal commercial housing are essential, except for non-commercial housing such as relocated housing, affordable housing or housing reform housing.

The five-year real estate license means: the state stipulates that the house was originally bought and lived, but if you buy and sell the house frequently, you will not live, but it has a business nature (that is, you use the house as a commodity to do business), so you have to pay business tax. Now the stipulated time is five years, that is to say, the real estate license will be exempted from business tax after five years of registration with the Housing Authority, and the business tax will be paid after five years, which is 5.6% of the total house price. So you can understand, I have said it in detail enough!

As for the precautions for buying a second-hand house, if you don't know much about it, you'd better find an intermediary to help you transfer. It's easy to negotiate the price with them, but don't be cheated. Let me tell you all the taxes and fees: 1. Business tax, 5.6% of the total house price (the real estate license can be exempted after five years); 2. Total house price including tax 1% (the real estate license has expired for five years and only one house under the owner's name can be exempted); 3. The deed tax is 1% of the total house price (the buyer purchases for the first time and is less than 90 flat), 1.5% (the buyer purchases for the first time and is more than or equal to 90 flat and less than 144 flat) and 3% (3% is paid for those that do not meet the first two items); 4. Production cost 80 yuan 5. Transaction service fee (3 yuan per square meter for both parties); 6. If there is surveying fee for housing reform, it will be within 75 square meters in 200 yuan, 75 to 144 square meters in 300 yuan and 144 square meters in 400 yuan. 7. If there is mortgage registration fee for the loan to buy a house, the loan amount is more than 500,000 yuan and 3.8 million yuan, and the loan amount is less than 500,000 yuan and paid to 230 yuan. This is all taxes and fees. Among them, the first two items generated by the seller are handed over to the local taxation bureau, and all the items generated by buying a house later are handed over to the Housing Authority. You ask an intermediary to help you with a loan, and the intermediary will fool you into saying that there are loan service fees and evaluation fees, which are all deceptive. It's all collected by the intermediary itself. If you don't pay the assessment fee, they will say it's serious. If you don't pay the evaluation company, you can't issue an evaluation report. If you don't pay the loan service fee, you can't borrow money. It's all a lie. Don't be fooled into spending money. Intermediaries are very dark. Also note that the property rights of the house must be clear. In short, whoever is the name on the real estate license when signing the sales contract must be present. If the customer comes, he must have a notarial certificate from the notary office, and then see if the house marked on the real estate license has been mortgaged, sealed up or frozen. Well, that's about it. I have been writing for half an hour. Hehe, you can ask if you don't understand anything. I specialize in real estate. I hope to adopt.

What does it mean to have three certificates for five years? What should I pay attention to when buying a second-hand house? It is wrong to have three certificates in five years. There is no such thing. It should mean five years of real estate license. As for the three certificates, it is actually the five certificates of commercial housing, because only a house with complete five certificates is a commercial housing, and normal transactions can be carried out.

Five certificates are construction land planning permit, construction project planning permit, state-owned land use right certificate, construction permit and commercial housing sales (pre-sale) permit.

Five certificates of normal commercial housing are essential, except for non-commercial housing such as relocated housing, affordable housing or housing reform housing.

The five-year real estate license means: the state stipulates that the house was originally bought and lived, but if you buy and sell the house frequently, you will not live, but it has a business nature (that is, you use the house as a commodity to do business), so you have to pay business tax. Now the stipulated time is five years, that is to say, the real estate license will be exempted from business tax after five years of registration with the Housing Authority, and the business tax will be paid after five years, which is 5.6% of the total house price.

Almost all of them are paid by the buyer, who has to pay 5.6% business tax and 1% personal income tax in less than five years. Thereby increasing the purchase cost of buyers, which is not cost-effective. According to the latest regulations, starting from March 3, 20 15, the original five-year exemption from business tax will be adjusted to two years, and the following points should be paid attention to when purchasing second-hand houses with three certificates for less than five years:

1. Is the house formalities complete (check the original of the seller's three certificates: real estate license, land certificate and deed tax certificate).

2. Whether the property right is clear and uncontroversial (whether there is mortgage, seizure, divorce, inheritance and ownership).

3. Whether the transaction house is rented (note: the sale does not break the lease).

4. Whether the land situation is clear (whether there is land mortgage, seizure, etc.). ).

5. Whether the municipal planning will affect (whether it is within the relocation red line).

6. Is the house legal (don't build it illegally, etc.). , so you can't handle the transfer).

What should I pay attention to when buying a house? I am a professional real estate agent. The first thing depends on the city where you buy a house. Big cities have cancelled the acquisition of second-hand houses. Medium-sized cities suggest you look at the real estate license and land certificate. Note: Never buy a house property certificate and a land certificate, but have a notarial certificate. This is not the name of the head of the household. Although the house on the notarial certificate really belongs to him, buying it will make you a lot of money. As for the procedure, it is much simpler. Just pay all the money you should pay when you get to the Housing Authority. I suggest you find an intermediary to help you handle the transfer, give him a few hundred dollars, and let him help you save taxes. You can also save a few hundred dollars. One thing is to look at the term of the real estate license, but the business tax of 6.55 is charged for the five-year fee. If you are in a hurry to buy a house, there is still a lot of money without a loan. I suggest you go directly to the owner, and take 200 yuan to the local notary office for notarization. After 5 years, you can directly transfer the ownership yourself! This can save the business tax of 6.55. If you don't understand anything, just ask me! It is recommended that you must go to a formal intermediary to buy a house!

Hello, first, when buying a house and signing a contract, you should pay attention to:

1. Buy existing houses or quasi-existing houses as much as possible. This can avoid many risks, such as the height of window sill, clear height, unreasonable balcony design, too small house, pipeline installation layer, unfinished house, indoor harmful gas, changing house structure, cracks and other surface quality problems.

2. Try to sign a contract directly in one step, without paying a deposit or signing a subscription book, otherwise it will be passive and restricted. You really need to pay a deposit, not too much. Although the deposit is generally refundable before signing a formal contract, don't bother yourself.

3. Write the promise of the developer in the loushu or advertisement into the supplementary agreement according to law. If the developer does not agree to write, you can prepare a small tape recorder in advance to record the verbal commitment of the developer.

4. When signing a contract, a property management agreement should be signed according to law to prevent the property management fee from changing (price increase, etc.). ) at check-in.

5. List the expenses payable to avoid arbitrary charges.

6. Pay attention to who the lawyer represents. At present, in the field of real estate, there are three kinds of lawyers who handle real estate business, including: lawyers of developers, lawyers of banks and lawyers of owners. Only lawyers hired by the owners themselves can speak for the owners themselves.

7. Sign a supplementary agreement as detailed as possible (pay attention to reviewing the supplementary agreement provided by the seller), or sign it collectively; And clear how to bear the responsibility for breach of contract, check out or not. How much is the check-out fee? How can I bear the liability for breach of contract if I don't check out? Many owners, after signing the contract, except their own signatures, all the other words are other people's fonts, which is too passive.

2. Pay attention to the connection of the building: 1. According to the relevant documents listed in the contract that should be submitted when the house is handed over, such as the measured area documents of the surveying and mapping department, the record form for the completion and acceptance of the Beijing construction project, the instructions for the use of the house, the house quality guarantee, etc., and go through the check-in procedures accordingly. If not, mark "indoor situation is unclear" to avoid a fait accompli. 2. Conduct on-site acceptance according to the handover standard stipulated in the contract, and indicate the corresponding problems when checking in. If you are not allowed to enter the room for inspection, please indicate "the indoor situation is unclear" to avoid a fait accompli. 3, pay attention to mutual contact, lay the foundation for the establishment of the owners' committee. Third, pay attention to the controversy: 1. From the beginning of signing the contract, we should pay attention to preserving the evidence and collecting as many written materials as possible. 2. Determine the correct litigation strategy, such as administrative litigation or civil litigation first. This is the key to the success of the lawsuit. 3. If possible, give full play to the collective strength or invite the Consumers Association or the media to intervene.

I hope I can help you, and I hope to adopt it!

What do you mean that the second-hand house has three certificates for less than five years? The average house has a red D title certificate issued by the State Construction Committee. You should be talking about the three taxes, business tax and deed tax mentioned in the sale of second-hand houses. I don't know much about other aspects. In Beijing, the second-hand house of 140 square meters has been used for five years. If the owner is still the only residence, there is only one deed tax. If the owner is not the only residence in five years, the tax will be increased. 5.5% business tax plus deed tax and individual tax will be levied in full in less than 5 years.

What should I pay attention to when buying a house? The most important thing is property rights. This is the principle of principle.

These five certificates are essential for a new house.

The first is the state-owned land use certificate, which proves that the developer has legally obtained the land use right and paid the land transfer fee;

The second is the "Construction Project Planning Permit", which proves that the housing planning has been approved by the planning department;

The third is the "Construction Land Planning Permit", which indicates that the development and construction of this project is allowed on this land;

The fourth is the "Construction Project Start Permit", which allows the project to start construction;

The fifth is the "pre-sale permit", which allows the pre-sale of faster houses and the sale of existing houses.

second-hand house

The best way to use the house ownership certificate and the state-owned land use right certificate (both are indispensable) is to ask the intermediary to take you to the housing management department to check whether the information of the house you bought is true and whether it meets the conditions given to you.

What problems should be paid attention to when looking for a house: 1. Check whether the lessor's property right certificate and valid identity certificate are consistent. 2. When signing a rental contract, ask clearly what the rent includes, and who will bear the water, electricity, heating, gas (natural gas) and property management fees. 3. Require the lessor to pay water, electricity, heating, gas (natural gas) and other expenses before renting the house. 4. Define the rent standard, lease term, payment time and method, and ask the lessor to provide the rent receipt. 5. Make an agreement on whether it can be sublet; Reach an agreement on early termination of the contract; Reach an agreement on house maintenance. 6. Define the liability for breach of contract and the compensation standard for breach of contract. 7. Check the damage of furniture, electrical appliances and other facilities in the house before check-in, and stipulate the maintenance responsibility. 8. Try to find the owner to sign the contract directly. 9. Looking for a formal intermediary, the rental contract must be signed 10. When signing the contract, you should read it carefully. If you need to add something, you should ask the shopkeeper to add it. If you refuse, you would rather not rent a house, so as to avoid future troubles 1 1. When renting a house through an intermediary, we must distinguish whether the house is an intermediary of a tripartite agreement or a fully entrusted housing bank. Intermediary contracts should be carefully read, questions should be asked if they don't understand, and unreasonable ones should be raised. If you have any objection, you can ask online without signing the contract on the same day, and then make plans. Be careful about the deposit of the house to avoid being cheated. 12. refuse the second landlord and don't rent a house from the second landlord. Without legal protection, it is easy to have an accident. 13. Beware of insiders pretending to be landlords. Be sure to look at the original real estate license and ID card, and the copy is invalid (fake) 14. The contract signed by the intermediary must be sealed on the same day, otherwise it may be invalid. In this case, don't give them your rent. 15. When making a list of house items, ask the other party to write down the quantity and model of each household appliance in detail to avoid accidents.

What problems should be paid attention to in house decoration? 18 practical decoration points will be useful.

Decoration is a very systematic project, and many families who come into contact with decoration for the first time often don't know where to start. After buying a house, how can we decorate a satisfactory home in the face of an empty blank house? Let's collect our practical decoration memo first. I'm sure it will be useful.

Preparation before decoration

1~2 months before the renovation, it is very necessary to start detailed renovation preparations, such as checking information, participating in some activities, visiting the store and making a preliminary budget.

1. knowledge preparation

Before the renovation 1~2 months, you should spend more time surfing the internet and reading newspapers and magazines to get some inspiration and basic knowledge about the renovation. You can see more model houses, have some intuitive feelings about the decoration, and also take this opportunity to examine the level of the construction team. In addition, we should also go to the building materials market and furniture stores to understand the market conditions, and it is recommended to take notes on decoration.

2. Budget preparation

Different prices, different decoration grades, different projects, different decoration time and different decoration budgets. /kloc-for a house of more than 0/00 square meters, 50,000 yuan can be well-off, 654.38+10,000 yuan can be comfortable,/kloc-0.50 million yuan can be elegant, and 300,000 yuan can be elegant.

When making the decoration budget, try to leave room, because you usually don't include transportation, telephone, catering and other expenses. Moreover, there may be additions and changes in materials during the decoration process, resulting in budget overruns.

3. Time preparation

The length of the renovation period, the owner should have a general timetable psychologically. The renovation period of ordinary houses is generally 40 ~ 50 days. If there are special reasons, the construction period may be postponed, and the owner should have enough time to prepare from the beginning. If you are usually busy, you'd better find a home improvement supervisor.

Choose a decoration company

It is not easy to choose a decoration company that suits you. If there is no direction, you may wish to consult more, ask the people who have been renovated and listen to their opinions.

1. Choose a good decoration company

In addition to checking the business license of the decoration company, it is also necessary to know whether there is a formal office location and whether qualified bills can be issued. It is best to go to the construction site to find out the quotation method.

2. Cabinet customization

Before the construction of home improvement, if the cabinets are customized, they must be fixed before the start of home improvement, and the designers of the decoration company will arrange water and electricity wiring accordingly.

Make a design plan

After the decoration company receives the user's floor plan, the designer will personally go to the site to measure, initially select some material samples to introduce to the user, and further provide detailed engineering drawings and itemized quotations.

Sign renovation contract.

According to the pre-agreed time, you can go to the decoration company to see the design made by the designer for you. If a number of decoration companies are invited to do the design, after scheme comparison and cost calculation, the final scheme can be determined and the contract can be signed.

1. Review the design scheme

Pay attention to the design scheme finally provided by the decoration company, and whether the dimensions, methods, materials (including brands and models) and prices of each part are clearly stated. For example, you can't use a general "set of kitchen cabinets" to summarize a detailed project.

2. Review the budget

Every project that happens on the drawing will be reflected in the budget. The brand, model and type of materials will also be marked on the drawings and budget. According to the general engineering loss, it is normal for decorative materials to exceed 5%~ 10%.

sign a contract

Then you can sign a contract with the decoration company. A relatively complete home improvement contract, including the project budget, design drawings, construction technology, construction plan, material purchase order, etc.

Approach construction

Before entering the site, you need to go through the property formalities and sign the decoration agreement issued by the property. Provide drawings for self-decoration, mainly for water circuit reconstruction and demolition of non-bearing wall projects, and apply for "work permit".

1. Method of project disclosure

Owners, designers, project supervisors and construction supervisors will attend. On the spot, the designer explained the budget items, drawings and special technologies in detail to the person in charge of construction, and went through relevant formalities.

2. Concealed engineering construction

Before signing the renovation contract, designers are required to strictly calculate the following items according to the hydropower renovation drawings: telephone line renovation, power socket renovation, switch panel renovation, waterway renovation, cable TV line renovation, network cable renovation, etc.

3. Take cover engineering acceptance

The quality problems of concealed works are easy to leave many hidden dangers, and once they appear, it is difficult to remedy them. If you don't understand it very well, you'd better ask a professional supervisor for help.

4. Purchase main materials (half-package owner)

After the construction personnel enter the site, some materials need to be purchased by the owner. At this time, you need to choose materials carefully.

5. Tiles come into play

In the early stage of hydropower transformation, the best delivery time of tiles is when the hydropower transformation is about to end, so as to avoid premature delivery to the construction site, which is too messy and difficult to manage.

6. Woodworking architecture

Woodworking is the highlight of home improvement. If the furniture is made by a decoration company and the material used is a large core board, it depends on whether the surface of the large core board is flat, warped, deformed, blistered and sunken.

7. Masonry structure

The ground base must be qualified, and there can be no floating soil and floating ash. The wooden floor should be leveled with 15mm thick 1:3 cement mortar on the concrete structure layer.

8. Sanitary ware comes into play

The first and second stages of the construction phase. You can buy sanitary ware in the preparation stage of home improvement, but you must calculate your own size. The net size should consider the thickness of wall tiles to avoid installation.

9. Doors and windows come into play

In the middle and early stage of home improvement. If you choose a finished product door, you should make a decision as soon as possible to avoid a long delivery cycle and affect the construction period.

10. painter's construction

Before painting the wall, the original wall skin should be shoveled clean, and the putty painted on the wall surface should be closely combined with the wall surface.

1 1. Temporary acceptance of construction

The mid-term acceptance is mainly attended by the owner, designer, project supervisor and construction director after the concealed works are completed, and the quality report is signed for confirmation after the acceptance.

12. On-site lighting installation

In the later stage of home improvement, it is best to install lamps before installing the wooden floor to avoid damaging the floor during installation.

13. Floor installation

If the floor is installed by the manufacturer, it should be sent to the construction site three days in advance to adapt to the temperature difference and humidity and avoid deformation.

Acceptance of houses and inspection of houses

In addition to identifying the overall effect of decoration, the completion acceptance mainly depends on whether the construction quality is satisfactory.

1. Check for yourself

After the decoration is completed, you can check the decoration yourself, such as turning on the air conditioner for a long time, turning on the light, checking the switch, checking whether the socket will heat up and whether the automatic closing function of the electric shock protector is good. Used in gas shower, gas stove, etc. An ignition experiment should be conducted to test its effectiveness. Fill the bathtub with water to see if there is any leakage around the bathtub, and then let the water out to see if the sewer pipe is unobstructed. For doors and windows, it is necessary to switch repeatedly to check whether the doors and windows are flexible and stable during the switching process.

2. Professional recognition

If necessary, you can also find a home improvement supervisor to accompany the acceptance, make a standardized acceptance report, and rectify the problems in time when found. In addition, you can also ask professional testing institutions to carry out air testing on vacant houses, focusing on the following four items: formaldehyde, ammonia, organic volatile gases and radioactive radon. Finally, let the decoration company issue a decoration warranty form and provide warranty cards for pipeline circuit diagrams, equipment and products.

House decoration as long as you master the key things of new house decoration, decoration is no longer a headache. You can refer to: zxsf360. /a/ 180 10

Interior preliminary design

Measure the house first to know the area and size of your house decoration design, especially the area of tiles, wall paint, tablecloth and floor. And the area occupied by furniture later. These, before the decoration, the owners themselves must first design and measure according to their living habits.

carpentry

Decoration masters all know that there are "three brothers" in construction, carpenters, bricklayers and masons. As for the construction sequence, of course, follow the principle that whoever is dirty comes first, so the appearance sequence of the three brothers also requires an order: wood-tile-oil.

wall painting

Painting is mainly to complete the basic treatment of the wall, painting the wall, and painting the furniture that needs painting. Children's shoes with tablecloths need only be treated at the grass-roots level on the wall. As for whether to paint the wall again, it varies from person to person.