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How to improve sesame credit score?
1, Use loans and credit cards rationally: Avoid applying for loans and credit cards frequently and don't exceed your debt burden.
2. Repayment on time: ensure repayment on time, and there will be no overdue situation. Overdue repayment will have a negative impact on credit records.
3. Diversification of credit records: There are many types of credit records, such as telephone charges and utilities, which will form a more comprehensive credit record and improve the credit score.
4. Control the number of inquiries: avoid frequent inquiries about personal credit reports, which will have a negative impact on the credit score. You can use "Songguocha" to inquire about online loan data reports, including user's application times, online loan data, online loan black index score, hit risk warning, court prosecution information, arbitration case information, dishonesty information, etc., so as to understand your credit situation and make corresponding improvement measures.
5. Maintain good credit habits: Establish and maintain good credit habits, such as paying various bills on time and abiding by contracts.
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