Job Recruitment Website - Property management company - How long will it take to sell the house and get the full amount?
How long will it take to sell the house and get the full amount?
1. If the buyer can pay the house price in one lump sum, it is possible to get the full amount on the day of selling the house. If it is a mortgage, it depends on the time when the bank lends money. If the buyer is a mortgage, it depends on how long the mortgage lasts. If it is fast, it can take about a month, usually between one month and one and a half months. This depends on the housing situation, floor, decoration and orientation. After the mortgage is completed, the bank will directly lend money to the account;
2. If the buyer borrows money to buy a house, there are six categories of items that the owner needs to collect. The order of collection is deposit, down payment, loan part, property delivery deposit and cancellation deposit. Property delivery deposit and cancellation deposit shall be paid by the owner in advance and recovered after performance;
(1) The deposit shall be transferred through the supervision of third-party funds after the buyer and the seller sign the house purchase and sale deposit agreement, or paid by themselves at that time. The arrival time is usually the day of signing the contract;
(2) Down payment: After the buyer and the seller sign the house sales contract, the specific date can be negotiated by both parties before the house transfer formalities can be handled. Generally, in the form of third-party fund supervision, few people transfer funds by self-payment. The arrival time is generally not later than the second working day after the transfer;
(3) For the loan part, after the transfer formalities, the new real estate license will be paid directly to the original owner by the loan bank after the mortgage formalities are completed. Arrival time, the specific arrival time varies according to the lending speed of each bank;
(4) Property delivery deposit: after both parties handle the handover procedures, the property delivery deposit reserved at the time of signing the contract will be transferred through the form of third-party supervision or self-payment on the premise that both parties have no objection. Arrival time, generally 1-2 working days;
(5) deposit for account removal. After both parties handle the handover procedures, if the buyer confirms that the account has moved out, the deposit for moving out of the account reserved at the time of signing the contract will be transferred in the form of third-party supervision or self-payment. Arrival time, after transfer, the account can be transferred to the account after moving out.
Legal basis: Article 628th of the Civil Code of People's Republic of China (PRC).
The buyer shall pay the price at the agreed time. If there is no agreement or the agreement is unclear, and it cannot be determined according to the provisions of Article 510 of this Law, the buyer shall pay at the same time as receiving the subject matter or taking out the subject matter documents.
Article 5 10
After the contract comes into effect, the parties have not agreed or clearly agreed on the quality, price or remuneration, place of performance, etc. They can supplement the agreement; If a supplementary agreement cannot be reached, it shall be determined in accordance with the relevant provisions of the contract or trading habits.
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