Can I get another loan if I have two commercial loan records?

There have been two commercial loans. If you pay it off at one time, you can continue to make commercial loans, but you can't make provident fund loans. If not, the loan is not allowed.

According to your situation, I will give you a home purchase plan:

Consider a second-hand house near work.

Pro: The commute time is short, so buy a house.

Disadvantages: high taxes and fees, high agency fees, poor property quality and little room for growth.

Consider Shunyi

Shunyi currently has a new house that meets expectations, called Chaoshan Xiangyi. At present, the commuting time to Huairou is 60 minutes by car. The bus takes 2 hours, 2 hours and 40 minutes.

Think about the twelve districts in Beijing.

The development of the twelve urban areas is better than that of the outer suburbs. You can consider changing the rent, and there is more room for growth. Higher rental income