I finally paid off my credit card and closed the flower shop.

As soon as my salary arrived in early April, I returned my credit card, leaving 2000 yuan. I click on Ping An Bank applet to see if the credit line has been restored.

After reading it, I can't believe there are still 8 thousand dollars. At that moment, my heart collapsed.

Seeing this 8000 yuan IOU, I knew that I had a bad life in 20021year.

Next, I just want to pay off the rest of the money. After I talked to Xiao Chen, he immediately transferred 8000 yuan to me. In fact, I also have a few thousand yuan reserve fund, but it has been useless. If there is an emergency at home, I can take out the money at once.

I thought about it and didn't accept his money. Because he is not easy, the mortgage is nearly 70 thousand, and occasionally he has to travel to and from Kunming and Maitreya for me.

After several turns in a row, I returned it intact.

Adult feelings, talking about money suddenly really a little sad. He is also a very motivated boy. In my impression, he is very frugal and knows how to live. Compared with my luxury, I feel ashamed.

The reason why I owe my credit card nearly 10 thousand yuan is because I paid the rent twice last year, both of which were paid annually. At that time, I was anxious to go home for the New Year, and my shabby home also needed my support, so I had no choice but to pay the rent by credit card.

Plus the monthly living expenses for the family, as well as various transportation expenses to and from home, it has been beyond our means.

Every time I go home, I will keep in mind what my father said or casually said. I never talk about my stress in front of him. As long as he needs something, I will buy it for him even if I swipe my credit card.

At the end of last year, he said that eating camel powder in Xinjiang was good for your health. It happened that one of my classmates was teaching in Kashgar, and I asked him to go home for the New Year and buy it for me.

A can of camel powder, only 20 bags, I used 680 yuan. Although it is expensive, I have bought it with my only pocket money since my father spoke.

I started using credit cards last year. When I was in hospital, I had to spend a lot of money outside after paying the rent, because I couldn't do anything at home. In recent years, I only have a credit card with a limit of 10 thousand from Bank of Communications.

Later, I had the idea of buying a car. At the suggestion of my colleagues, I went to get a Zhang Pingan bank credit card with a limit of 35,000.

1At the end of February, I went to see the car and decided to buy a second-hand white sail. The man who took me to see the used car is a skilled repairman and a net friend.

He's really professional. The car belongs to a friend he knows, and it is also the market price. The price may be around 32 thousand. I want to buy it with Ping An Credit Card for the first time.

That night, my dad asked me on the phone if I bought a car. I said I didn't have enough money and needed a loan. My father immediately said to me, "I thought you had money to buy a used car."

His tone was full of disappointment and complaints.

Finally, I whispered to him, "Leave me alone."

Hanging up the phone, I looked at the twinkling stars outside the window, filled my glass with wine and drank it one after another.

When I woke up the next day, the car dealer asked me, "Little girl, do you still want that car?" Pay the deposit as soon as possible if you want it. "

My best friend transferred 10,000 yuan to me, and Pan Shu, who is far away in Zhejiang, immediately transferred 5,000 yuan to me.

Looking at the words of encouragement and comfort in the WeChat dialog box, I suddenly lost my mood and decided to accept my friend's money and buy a car.

At this time, the epidemic situation in Kunming rebounded again and the nearby parks were closed. A series of questions gathered in my mind. What if the credit card is overdue? What if I can't pay my friends back? What if I lose my job?

Finally, I gave up my favorite sail.

Then it's time to pay the rent

All kinds of property fees, deposits and rents are nearly 10 thousand, so I swiped my credit card.

All the expenses of going home for the New Year are borne by me alone. I haven't been to work for two months. You can imagine how anxious I am about credit cards.

My father is just a simple country man. He works in a flower company in the town. He may earn about 2500-3000 yuan a month, and he has to go home to take care of his grandmother's food and drink every day.

I feel useless and can't give him a better life. I have exceeded my ability and tried my best for the person I love most.

But life is like drawing a comma and standing still.

Thinking that he would be annoyed to take care of the elderly every day, I specially went home to pull a network cable for him and taught him to use a smart phone. When he comes home from work, he can brush videos to relieve boredom.

I pay the telephone, electricity and water bills at home every month. I go home twice a month to visit the elderly, fill the refrigerator and fill it with some out-of-season clothes and daily necessities.

It seems like a trivial matter, but I am already heavily in debt.

Every time menstruation asked me to save some money for myself, saying that my father was still young, so I didn't have to worry too much. But I always felt that I was still young and it was easier to earn money than their generation, so I took on more responsibilities.

At the end of last year, I closed the flowers.

The only thing I have is this credit card that I owe more than 10 thousand. I thought about changing another job, but the new job needs an adaptation period and the salary is very low. I decided not to change it.

Without these pressures on my shoulders, I think I can freely choose the life I want, at least I can do a job I like.

But there are really no ifs in life. Some people are born to pay their debts and are destined to bear heavy burdens.

Credit card is like a bottomless pit, which can solve urgent needs, but it can also be addictive. Although I have solved many difficulties, the high interest rate also makes me unable to save money well.

Although the home is still very shabby now, at least it has everything.

Refrigerator, washing machine, bed and sofa. Grandma's bed was changed as early as 20 19. She used to sleep in a wooden bed made of straw mats, but she got a new bed and installed a guardrail for her.

Dad's bed was changed only this year. He is a bit old-fashioned and doesn't like trouble. This year, I helped him clean the room, changed a new bed and eliminated the old one.

If there are regrets, there are still. I just want to decorate the house, but it's too far for me.

I have worked hard, worked hard and been practical in recent years, but I can't understand why people have to make money after all, because they have been having a hard time.

Now I understand that if I don't save money, I can only use my credit card to tide over the difficulties.

After discussing with Xiao Chen yesterday, I decided to borrow money to pay off my credit card first, and I won't use it from now on.

My best friend lent me 5000 yuan and accepted 2000 yuan from Xiao Chen. Although it is a boyfriend and girlfriend relationship, I still wrote an iou.

I was relieved when I paid off my credit card. Just like the pressure of this year has been relieved in advance.

Xiao Chen wishes I didn't have to bear all this alone. If there's anything, I'll tell him that we'll share it. I don't want to drag him down, and it's not easy for him.

He is a very thrifty man. Once I asked him, how do you spend money outside alone? He said he got paid and left hundreds of dollars for living expenses. He didn't smoke or drink, so he saved some money.

Girls may want to be exquisite, and their favorite skirts and high-end cosmetics will make them feel excited.

Credit cards can be used occasionally for emergencies, but they really can't be used for a long time. It is like a bottomless pit, and the happiness you get in it will be returned as scheduled when you repay it.

I have been afraid to face myself. It never occurred to me that after I worked hard for a year last year, I still owe my credit card 10 thousand yuan, because I have no habit of spending money indiscriminately, and I have calculated where my money went.

Two-thirds of the time is spent taking care of family. I don't want to blame myself, but if there is a faster way than a credit card, I won't choose to use it.

Born to be human, we are all trying to live.

At a certain age, there is no initial affection for children, no ignorant affection, and only one goal: to make money, live a good life and honor your family.

On the day I left home, I used the only 500 yuan balance in WeChat wallet to buy probiotics for my grandma and two bags of rice for my family. Father was reluctant to have breakfast, so I bought beef rice noodles and put them in the refrigerator.

On the day I left home, I bought a ticket and saw that the balance was 38 yuan.

Xiao Chen sent me from home to high-speed railway station and handed me a package at the station. I'm not allowed to open it. I was told that I wouldn't open it until I arrived in Kunming. I tried to secretly open it halfway, and he hit me several times.

When I arrived in Kunming, I immediately opened the bag and found that it was a bag of lard and meat. He was afraid I wouldn't eat it, so he prepared it for me from home.

At that moment, my heart froze, as if so many years of suffering had come to an abrupt end.

God seems to be fair, and let me see new hope.

I closed that credit card today, and how bright I will shine in my ability in the future. We are all small individuals, too strong, and finally tired.

* * * Encourage.

I am an egret, thank you for reading.